QP Financial
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
QP Financial provides financial planning and portfolio management to individuals, high‑net‑worth households, and small businesses, including modular and comprehensive planning across retirement, education, estate, and special‑needs topics. The firm also facilitates insurance and annuity purchases through a licensed insurance agent on staff who places business with unaffiliated carriers and may receive commissions and renewal compensation.
The firm’s investment advice draws on Modern Portfolio Theory and fundamental analysis while placing additional emphasis on scenario analysis and portfolio stress‑testing to assess tail‑risk and rare-event exposures. Portfolios may be managed on a discretionary or non‑discretionary basis and can incorporate institutional model managers, SMAs/UMAs, and third‑party sub‑advisers as part of its implementation approach.
Distinctive aspects include that the firm began operations in 2026 and reported no assets under management at initial registration, reflecting its start‑up status, and it is not organized as a traditional solo practitioner despite operating with a small team. QP Financial maintains an operational relationship with Altruist for custody and trading services and discloses the practical benefits and potential conflicts associated with in‑house insurance activity and its custodian and sub‑adviser arrangements.
Client services
Expertise
Fee options
Fixed fees for broad-based financial planning engagements ranging from $750 to $10,000
$0 - $249,999: 1.25% annually $250,000 - $999,999: 1.00% annually $1,000,000 - $2,499,999: 0.80% annually $2,500,000 - $4,999,999: 0.65% annually $5,000,000+: 0.50% annually
Insurance commissions and renewal income for insurance products if purchased, earned by firm's Principal as a licensed insurance agent
$300 per hour for limited planning engagements
Fee-only: Financial Planning - fixed fees ranging from $750 to $10,000; Hourly planning fees $300/hour billed in 15-minute increments
Main office
614 SE 4th St, Ste 203
Lees Summit MO 64063
Advisors at this office
1
Most active in
Kansas · Missouri
Also doing business as
Qp Financial · Quaerite Primum Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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