Qualified Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Qualified Planning provides investment advisory services primarily to individual clients, and also to pension/profit-sharing plans and corporations. The firm offers discretionary model portfolio management, a manager-of-managers program that selects and monitors third‑party asset managers, and written financial planning engagements.
The firm’s investment approach emphasizes passive, asset‑allocation-driven portfolios built mainly from exchange‑traded funds and mutual funds; Qualified Planning maintains ten core model portfolios and manages accounts to match stated objectives and risk tolerances. Portfolios are rebalanced and reviewed periodically, and some models may incorporate annuities as an asset class to reduce capital loss and volatility; the firm also places clients with third‑party managers when appropriate and monitors their performance.
A feature that distinguishes Qualified Planning from many peer team firms is that its management and associated persons are separately licensed as insurance agents and brokers through an affiliated general insurance agency (Dunhill Marketing & Insurance Services, Inc.), and the brochure discloses that those representatives may receive customary commissions for insurance or annuity products. The firm discloses and documents these relationships and related conflicts of interest and describes processes (including written disclosures and ongoing oversight) intended to address them.
Client services
Expertise
Fee options
Annual fixed fees ranging from $2,500 to $20,000, negotiated
$0 - $499,999: 1.50% $500,000 - $999,999: 1.35% $1,000,000+: Negotiable
$150 to $300 per hour
Main office
See office2635 Camino Del Rio South, Ste. 210
San Diego CA 92108
Advisors at this office
1
Offices (2)
Most active in
California · Pennsylvania
Also doing business as
Freedom Insurance Solutions, Inc. Dba J.R. Financial & Insurance Services · Ira Solutions, Inc. · Qualified Planning · Strategy Squad
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
Samuel A
CFP®, ChFC®, Series 65
Pittsburgh, PA
Qualified Planning
Samuel Abraham is a CFP®, ChFC®, and Series 65-licensed advisor with 14 years of industry experience. He has been with Qualified Planning since 2016 and previously worked at OnPointe Advisory and Financial Services, LLC. In addition to his advisory role, he owns and operates an insurance agency, Abraham Financial Planning, where he is an insurance agent. Qualified Planning provides investment advisory services primarily to individual clients, as well as pension/profit-sharing plans and corporations. The firm emphasizes passive, asset-allocation-driven portfolios using exchange-traded funds and mutual funds, and offers discretionary model portfolio management alongside a manager-of-managers program.
David S
ChFC®, Series 63
San Diego, CA
Qualified Planning
David Sprenger is a financial advisor at Qualified Planning with 10 years of industry experience. He holds the ChFC® and Series 63 designations. Sprenger has held roles at The Leaders Group DBA Simplicity Investments, Alkeme Insurance, IRA Solutions, Inc., and Dunhill Marketing & Insurance Services, Inc., where he serves as Vice President. Qualified Planning provides investment advisory services primarily to individual clients, as well as pension/profit-sharing plans and corporations. The firm offers passive, asset-allocation-driven portfolios mainly composed of ETFs and mutual funds, alongside model portfolio management and third-party manager monitoring.
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