Quality Financial Concepts
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$118,525,973
Clients
206
Advisors
2
of 4 employees
About
QFC Advisory LLC provides financial planning and portfolio management to individuals (including high‑net‑worth clients), trusts and estates, non‑profit entities, and small businesses on both discretionary and non‑discretionary bases. The brochure cites services such as retirement, education and estate planning, insurance needs analysis, benefit‑plan review, and assistance with record keeping and risk management analysis.
The firm uses asset‑allocation modeling to build customized portfolios that may include mutual funds, ETFs, stocks, options, bonds and, where appropriate, alternative investments, and it rebalances portfolios as client objectives or risk tolerances change. Clients receive quarterly written reports tied to billing and at least annual reviews, and the firm documents and implements reasonable client‑imposed investment restrictions when requested.
Compared with many peers, the firm discloses offering educational seminars or workshops and operates an affiliated entity that provides tax preparation and business consulting in addition to its advisory services. The brochure also discloses that the firm manages roughly $128.8 million for about 206 clients with two advisors, and describes dual registrations and platform relationships with a national broker‑dealer and an insurance license that could present potential conflicts of interest.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for financial planning negotiated based on complexity; retainer fees of $500 for mutual fund only portfolios under $75,000.
$0 - $100,000: 1.90% annually $100,001 - $250,000: 1.70% annually on amount above previous bracket $250,001 - $500,000: 1.60% annually on amount above previous bracket $500,001 - $1,000,000: 1.50% annually on amount above previous bracket $1,000,001 - $2,500,000: 1.35% annually on amount above previous bracket $2,500,001 - $5,000,000: 1.15% annually on amount above previous bracket $5,000,001 - $7,500,000: 0.95% annually on amount above previous bracket $7,500,001+: 0.75% annually on amount above previous bracket
Hourly fees range from $50 to $400 per hour; standard rate $250 per hour
Account minimum: $150,000 Minimum fee: Minimum annual fee of $2,750 for standard portfolio accounts; minimum fee may be waived at discretion Fee-only: Financial planning fees on a fixed fee basis negotiated per project or hourly rates from $50 to $400 per hour, standard hourly rate $250; per diem fees up to $3,500 per day.
Main office
115 West Broadway Avenue
Maryville TN 37801-4703
Advisors at this office
2
Most active in
Florida · New York · North Carolina · Tennessee · Texas · Virginia
Also doing business as
James D. Horn Dba Quality Financial Concepts · Qfc Advisory LLC · Quality Financial Concepts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Advisors at this firm
Michael S
CFP®, Series 66
Maryville, TN
Quality Financial Concepts
Michael Smith is a CFP® and Series 66-licensed financial advisor with 14 years of industry experience. He has worked at firms including LPL Financial LLC, Crown Capital Securities, and Securities America, and has been with Quality Financial Concepts since 2013. In addition to his advisory work, Smith holds a part-time outside employment role at the University of Tennessee in Knoxville. Quality Financial Concepts provides financial planning and portfolio management services to individuals, trusts, estates, non-profits, and small businesses. The firm focuses on tailored asset-allocation modeling and offers a range of investment strategies, including mutual funds, stocks, options, bonds, and alternative investments.
James H
CFP®, Series 63
Maryville, TN
Quality Financial Concepts
James Horn is a financial advisor with Quality Financial Concepts and holds the CFP® and Series 63 credentials. He has 39 years of industry experience, including prior roles at LPL Financial and Crown Capital Securities LLP. Outside of his advisory work, he owns Topstock Vizslas, a non-investment related business. Quality Financial Concepts offers financial planning and portfolio management services to individuals, trusts, non-profits, and small businesses. The firm employs asset-allocation modeling to create customized portfolios and provides services such as retirement, education, and estate planning, as well as tax preparation and business consulting through an affiliated entity.
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