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Quality Financial Concepts

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Client assets under management

$118,525,973

More info

Clients

206

13% high-net-worth

Advisors

2

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

More info

Clients per advisor

103

Very High

Average account size

$575,369

About

QFC Advisory LLC provides financial planning and portfolio management to individuals (including high‑net‑worth clients), trusts and estates, non‑profit entities, and small businesses on both discretionary and non‑discretionary bases. The brochure cites services such as retirement, education and estate planning, insurance needs analysis, benefit‑plan review, and assistance with record keeping and risk management analysis.

The firm uses asset‑allocation modeling to build customized portfolios that may include mutual funds, ETFs, stocks, options, bonds and, where appropriate, alternative investments, and it rebalances portfolios as client objectives or risk tolerances change. Clients receive quarterly written reports tied to billing and at least annual reviews, and the firm documents and implements reasonable client‑imposed investment restrictions when requested.

Compared with many peers, the firm discloses offering educational seminars or workshops and operates an affiliated entity that provides tax preparation and business consulting in addition to its advisory services. The brochure also discloses that the firm manages roughly $128.8 million for about 206 clients with two advisors, and describes dual registrations and platform relationships with a national broker‑dealer and an insurance license that could present potential conflicts of interest.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers Educational seminars or workshops

Expertise

Business Financial Management Retirement plans for business owners (SEP, solo 401k) Income planning Options & derivatives strategies Private / alternative investments

Occupation focus

Founder/Business Owner

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Fee options

Fixed

Fixed fees for financial planning negotiated based on complexity; retainer fees of $500 for mutual fund only portfolios under $75,000.

Percentage

$0 - $100,000: 1.90% annually $100,001 - $250,000: 1.70% annually on amount above previous bracket $250,001 - $500,000: 1.60% annually on amount above previous bracket $500,001 - $1,000,000: 1.50% annually on amount above previous bracket $1,000,001 - $2,500,000: 1.35% annually on amount above previous bracket $2,500,001 - $5,000,000: 1.15% annually on amount above previous bracket $5,000,001 - $7,500,000: 0.95% annually on amount above previous bracket $7,500,001+: 0.75% annually on amount above previous bracket

Project-based

Hourly fees range from $50 to $400 per hour; standard rate $250 per hour

Other

Account minimum: $150,000 Minimum fee: Minimum annual fee of $2,750 for standard portfolio accounts; minimum fee may be waived at discretion Fee-only: Financial planning fees on a fixed fee basis negotiated per project or hourly rates from $50 to $400 per hour, standard hourly rate $250; per diem fees up to $3,500 per day.

Main office location

Quality Financial Concepts

115 West Broadway Avenue

Maryville TN 37801-4703, United States

Number of offices

1

Most active in

More info

New York · North Carolina · Tennessee · Texas · Virginia

Disclosures

More info

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

More info

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 865-984-3550

Advisors at this firm

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user avatar

Michael S

CFP®, Series 66

Maryville, TN

Quality Financial Concepts

Michael Smith is a CFP® and Series 66-licensed financial advisor with 14 years of industry experience. He has worked at firms including LPL Financial LLC, Crown Capital Securities, and Securities America, and has been with Quality Financial Concepts since 2013. In addition to his advisory work, Smith holds a part-time outside employment role at the University of Tennessee in Knoxville. Quality Financial Concepts provides financial planning and portfolio management services to individuals, trusts, estates, non-profits, and small businesses. The firm focuses on tailored asset-allocation modeling and offers a range of investment strategies, including mutual funds, stocks, options, bonds, and alternative investments.

Business Financial Management Retirement plans for business owners (SEP, solo 401k) Income planning Options & derivatives strategies Private / alternative investments Founder/Business Owner
user avatar

James H

CFP®, Series 63

Maryville, TN

Quality Financial Concepts

James Horn is a CFP® with 38 years of industry experience, currently serving at Quality Financial Concepts. His prior roles include positions at LPL Financial, Crown Capital Securities LLP, and Securities America, Inc. Outside of his advisory work, he owns and operates Topstock Vizslas, a business unrelated to investment activities. Quality Financial Concepts provides financial planning and portfolio management services to individuals, trusts, estates, non-profits, and small businesses. The firm employs an asset-allocation strategy tailored to client goals and risk tolerance, offering a range of investment options and a focus on client education and business-oriented financial services.

Business Financial Management Retirement plans for business owners (SEP, solo 401k) Income planning Options & derivatives strategies Private / alternative investments Founder/Business Owner
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