Qubera Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Qubera Wealth Management provides discretionary asset management, standalone financial planning, and sub‑advisory selection services to a mix of individuals, high‑net‑worth clients, investment companies, retirement plans and business entities. Offerings include ongoing portfolio management and portfolio monitoring for held‑away accounts as well as one‑off financial planning and consulting engagements.
The firm’s investment approach emphasizes strategic asset allocation informed by Modern Portfolio Theory and fundamental analysis, implemented primarily with low‑cost index ETFs and selectively with individual securities that meet quality and balance‑sheet criteria; portfolios are managed on a globally diversified basis. For certain alternative or specialized allocations the firm may engage third‑party sub‑advisors and states it performs initial due diligence and ongoing reviews of those managers.
Distinctive features for a single‑advisor firm include operating from more than one office and serving both retail and plan‑sponsor clients, using the Betterment for Advisors platform exclusively for plan sponsors while recommending Schwab as a primary custodian. The firm discloses an affiliation with a third‑party platform (Absolute Capital) to facilitate actively managed held‑away assets and that it receives referral compensation for those arrangements, a conflict of interest it identifies and says it will manage.
Client services
Expertise
Fee options
From $750 to $50,000
$0 - $500,000: 1.25% $500,000 - $1,000,000: 1.00% $1,000,000 - $5,000,000: 0.75% $5,000,000+: 0.50%
Up to $350 per hour
Account minimum: $100,000
Main office
35 North Lake Avenue, Suite 710
Pasadena CA 91101
Advisors at this office
2
Most active in
California · Florida · Texas
Also doing business as
Qubera Wealth Management · Qubera Wealth Management Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Nirav D
Verified by Warmer
Series 65
Pasadena, CA
Qubera Wealth Management
Qubera Wealth Management is a fee-only fiduciary RIA in Pasadena, California, serving clients nationally since 2012. I work mainly with tech executives and professionals who hold RSUs, ESPPs, and concentrated company stock, along with physicians, business owners, and women in tech. The core of the practice is planning around equity compensation and the tax strategy that goes with it: timing vesting and sales, reducing a concentrated position without triggering unnecessary tax, and using tools like exchange funds, oil and gas deductions, QSBS, and Qualified Opportunity Zones where they fit. Portfolios are built with quantitative models and factor-based frameworks, and my own retirement assets are invested in the same strategies I build for clients. I offer hourly planning starting at $350, comprehensive plans from $1,600 to $7,500, and ongoing management on a published fee schedule. No commissions, no product sales. Every client has my direct line, and I sign a fiduciary pledge for each one. Qubera Wealth Management serves individuals, high-net-worth clients, and corporate clients. The firm focuses on strategic asset allocation using Modern Portfolio Theory, primarily employing low-cost index funds and selected individual securities, with global diversification and ongoing portfolio monitoring.
Francisco G
Series 65
Pasadena, CA
Qubera Wealth Management
Francisco Gonzales is a financial advisor at Qubera Wealth Management in Pasadena, CA, holding a Series 65 credential with one year of industry experience. Prior to entering the financial advisory field, he worked in various roles at companies including Ariel The Creative, Bytedance, and Ticketmaster/Live Nation. Qubera Wealth Management provides discretionary asset management, financial planning, and sub-advisory selection services to individuals, high-net-worth clients, investment companies, retirement plans, and business entities. The firm emphasizes a strategic asset allocation approach based on Modern Portfolio Theory and fundamental analysis, utilizing low-cost index ETFs and selected individual securities with global diversification.
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