Quigley Financial LLC

Quigley Financial LLC is a fee‑only, independent single‑advisor firm that provides comprehensive wealth management, portfolio management, tax planning and preparation, and project-specific financial planning to individuals, small businesses, and trusts. The firm typically implements client accounts through discount brokers (commonly Fidelity) and delivers ongoing monitoring and implementation support as part of an ongoing advisory relationship.

The firm’s investment approach follows Modern Portfolio Theory with a top‑down macroeconomic process, building diversified, global portfolios primarily using no‑load mutual funds and ETFs and a mix of active and passive strategies. All accounts are managed on a non‑discretionary basis, with recommendations documented in an Investment Policy Statement and clients retaining final decision‑making authority and the ability to impose restrictions.

Distinctive features include managing roughly $108.6 million for about 41 clients, implying a relatively large average account size for a solo practitioner, and a fee model that relies on flat annual, project, or hourly fees rather than a percentage‑of‑assets arrangement. The firm also combines financial planning with tax preparation (the principal holds CFP and EA credentials), maintains a documented business continuity plan that designates an SEC‑registered successor adviser for continuity, and the sole advisor divides professional time between advisory duties and an external occupation.