Farragut, TN Office

API Financial Advisors, LLC serves individual and high‑net‑worth clients with financial planning, discretionary portfolio management, and participant account management for plan participants. The firm reports approximately $84.7 million in assets under management and documents client goals and restrictions before implementing investment strategies.

The firm implements individualized portfolios using model strategies maintained and executed by an affiliated sub‑adviser and offers additional portfolios managed through a separate third‑party manager; it retains discretion to hire or fire sub‑advisers and to rebalance held‑away participant accounts via a third‑party platform. Investment analysis combines technical and fundamental approaches and may include mutual funds, ETFs, and leveraged or inverse products, reflecting a range of risk exposures.

What is distinctive about the firm is its formal affiliation with its sub‑adviser — the firm’s owners co‑own the sub‑adviser and receive a portion of the sub‑adviser’s management fees, a relationship the brochure discloses as a potential conflict of interest. The firm also operates multiple offices (more than is typical for similar team firms) and participates in an institutional custody program that provides operational and research benefits, while principals’ involvement in insurance sales represents an additional source of disclosed conflicts.