QVM Group LLC

QVM Group LLC is a state-registered, single-advisor investment advisory firm that serves individual investors—generally aged about 50 to 80—who are near or past the savings stage and prioritize risk control, capital preservation, and income. The firm offers both ongoing portfolio management and investment coaching, supporting clients’ taxable brokerage accounts, self-directed IRAs and 401(k) decisions and providing written research and portfolio reviews.

The firm’s investment approach blends fundamental analysis, macro evaluation and price-chart behavior, with a preference for diversified passive or active funds (a bias toward rules‑based ETFs) supplemented tactically and occasional limited direct holdings such as dividend-paying stocks and Treasury bonds. It monitors accounts daily, rebalances to target levels, and, for clients meeting statutory requirements, may allocate to non‑traded private real estate and private credit offerings as part of a conservative, income-oriented mandate.

Distinctive aspects noted in the brochure include a closed client list and a fee model that does not use percentage‑of‑AUM billing; instead, portfolio management is billed as a flat monthly fee set per client based on estimated hours and paid directly by the client rather than deducted from custody. The firm operates as a solo practitioner with a small, long‑tenured client base (about 15 households), provides both coaching for self‑directed investors and discretionary trading under a limited power of attorney while clients retain custody at Charles Schwab.