A complete list of active advisors currently associated with R.A.I. Financial Services, Inc.

Warmer can help you find a great advisor at R.A.I. Financial Services, Inc. or one who fits your needs even better.

R.A.I. Financial Services is a small, fee-only advisory firm that provides comprehensive financial planning and ongoing investment management to individuals, retirement accounts, trusts, small businesses and similar client types. Services described in the brochure include cash-flow and tax planning, retirement and education planning, estate planning reviews, and discretionary portfolio management using mutual funds, ETFs and, when appropriate, individual securities. The firm frames portfolios around asset-allocation principles informed by Modern Portfolio Theory and seeks global diversification, primarily implementing strategies through no-load or low‑load funds and exchange‑traded funds at discount custodians. Accounts are typically managed on a discretionary basis under a limited trading authorization, with periodic monitoring, semi‑annual rebalancing and reviews triggered by market or client changes. Compared with many peers, the firm operates with a single advisor and relatively modest aggregate assets under management while serving a substantial number of individual clients, and the brochure emphasizes that it does not serve a high‑net‑worth client base. The firm also highlights its fiduciary, fee‑only stance (no commissions), offers multiple engagement models (ongoing management, retainer, hourly or standalone planning), and discloses non‑investment business activities and proxy‑voting practices in its disclosure materials.

To learn more about the advisors currently working at R.A.I. Financial Services, Inc., click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.