R.B. Financial Group
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
R.B. Financial Group provides discretionary portfolio management to individuals, trusts, retirement and corporate accounts, serving a small client base of 42 with approximately $14.3 million in assets under management. Client assets are custodied at Charles Schwab and the firm charges an asset-based management fee that is billed monthly.
The firm manages all client accounts on a discretionary basis, executing trades without prior client approval and conducting monthly reviews, with a year‑end performance letter and an invitation for tax‑planning discussions. Investment approach includes income-oriented portfolios built from investment‑grade securities and generally limits bond maturities to 15 years to reduce volatility.
Compared with similarly sized independent advisors, the firm operates as a long‑established sole proprietorship whose principal brings over 40 years of industry experience including senior roles at major brokerage firms and a bank wealth management group. The brochure also highlights several operational distinctions — a policy to allocate personal trades so clients receive the better price when allocations differ, and an option for clients to assign proxy voting rights to the firm — practices that may be less common among peers.
Client services
Expertise
Fee options
$0 - $2,000,000: 1.00% $2,000,000 - $5,000,000: 0.65% $5,000,000+: 0.30%
Main office
Marana AZ
Advisors at this office
1
Most active in
Arizona · California
Also doing business as
Miller, Michael Jon · R.B. Financial Group · Rancho Bernardo Financial Group Aka R.B. Financial Group
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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