R & M Consultants, Ltd.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
R&M Consultants, Ltd. co-advises client relationships with Pinnacle Advisors, offering a suite of wealth and trust management programs, retirement plan consulting, asset-tracking and performance reporting services. The firm itself does not implement day-to-day investment management; Pinnacle actively manages client assets on the co-clients’ behalf (Pinnacle-managed assets for the co-client group were reported at about $53 million).
The firm bundles financial planning with investment advisory services and relies on model portfolios, independent manager allocations and custodial platforms to implement investment strategies through Pinnacle and third‑party managers. For retirement plan sponsors R&M provides non‑discretionary fiduciary consulting under ERISA (and may be engaged as an investment manager under Section 3(38) where specified), and it monitors and recommends investment options rather than making unilateral trading decisions.
R&M is noteworthy for its ownership ties to a local CPA practice (shareholders are owners/employees of Robert J. LeHew & Associates), a configuration that the firm discloses when recommending non‑investment implementation professionals. The firm also emphasizes services that are uncommon among its peers — pension consulting, selection and ongoing oversight of independent managers, and functioning primarily as a referral/co‑advisor to an SEC‑registered manager rather than as the direct asset manager.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
$250,000 - $1,000,000: Not explicitly stated; implied advisory fees (see note) $1,000,000 - $1,800,000: Not explicitly stated; implied advisory fees (see note) $1,800,000+: Not explicitly stated; implied advisory fees (see note)
Account minimum: $250,000 Fee-only: Financial planning fees (percentage not specified); fees paid to Pinnacle by direct fee deduction or client manual billing; Co-Advisor receives 25% of financial planning fees and 40% of investment advisory and retirement plan consulting fees from Pinnacle.
Main office
400 Lexington Ave.
Mansfield OH 44907
Advisors at this office
1
Most active in
Ohio
Also doing business as
R & M Consultants, Ltd. · R&M Consulting, Inc. · R&M Consulting, Ltd.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)