R & R Retirement Services, Inc
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
R & R Retirement Services serves individual clients, domestic partners, and married couples, focusing on retirement-related matters and ongoing discretionary investment management for assets clients designate for oversight. The firm provides guidance on Social Security, Medicare, Medicaid, estate planning documents, and reviews insurance contracts, and makes referrals to legal and social-service professionals as appropriate.
The firm’s investment process is tailored to each client’s goals, time horizon, and risk tolerance and typically uses mutual funds, ETFs, or unit investment trusts in managed accounts; it also employs technical analysis and market indicators as part of its security analysis. Portfolios are managed on a discretionary basis with quarterly reviews, and the small advisory team structure creates a single-advisor or “key-man” reliance for clients.
What is distinctive about the firm is its licensed insurance-agency role: the firm and its advisory representative are licensed to sell life, health, long-term care insurance and fixed annuities and may receive commissions for those sales, a potential conflict disclosed in the brochure. The firm also recently discontinued providing 401(k) plan advisory services, operates with roughly $10.7 million in discretionary AUM across about 50 clients, and does not offer comprehensive financial planning.
Client services
Expertise
Fee options
$0 - $500,000: 1.50% $500,001 - $1,000,000: 1.25% $1,000,001 - $5,000,000: 1.00% $5,000,001+: Negotiable
3% to 7% of premium paid on insurance products such as fixed index annuities.
Main office
6023 Roosevelt Way NE
Seattle WA 98115
Advisors at this office
1
Most active in
Washington
Also doing business as
J.D. Kaiser, Financial Advisor, Inc. · Jay D. Kaiser, Financial Advisor, Inc. · Jay D. Kaiser, Senior Advisor, Inc. · Northwest Adult Learning Services · Northwest Plan Advisors · R & R Retirement Services, Inc
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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