R. Seeger Wealth Management, Ltd

R. Seeger Wealth Management is an independent, single-advisor registered investment adviser that provides discretionary portfolio management and financial planning to individuals, businesses, trusts and individual retirement arrangements; the firm also accepts charitable organization clients. It manages client accounts directly and sponsors a wrap fee program, and it will bill separately for financial planning when it does not manage a client’s assets.

The firm’s investment approach emphasizes asset allocation implemented with managed mutual and index funds, exchange-traded funds, bond funds and individual bonds, tailoring equity exposure (generally between about 20% and 90%) to each client while avoiding market timing and frequent trading. Research tools include Morningstar and custodian resources, the firm operates on a discretionary basis, and it requires clients to use a specific broker‑dealer to execute transactions.

Noteworthy features relative to peers are its role as sponsor and manager of a wrap fee program — a service uncommon among independent firms — and its provision of services to charitable organizations, along with occasional trustee/executor roles for client trusts that create additional custody responsibilities. The firm discloses directed brokerage requirements that may affect trade execution and indicates it conducts annual custody audits for accounts in which related persons serve as trustee or executor.