R. W. Stanley Investment Planning

R.W. Stanley Investment Planning provides fee‑only financial planning and investment advisory services on an as‑needed, per‑project basis primarily to individuals and families and, on occasion, to trusts, estates, charitable organizations, and businesses or corporations. The firm delivers written recommendations after an initial complimentary interview and does not take custody of or manage client assets.

When engaged the firm evaluates a client’s financial situation, goals and risk tolerance and emphasizes long‑term strategic asset allocation grounded in modern portfolio theory and the efficient‑market view, typically recommending low‑cost passive funds and periodic rebalancing. Services are non‑discretionary and project‑focused; the firm does not provide ongoing portfolio management or continuous account monitoring.

Distinctive aspects noted in the brochure include the firm’s provision of educational workshops (often pro bono) and its occasional work with business clients that can involve pension‑type consulting, in addition to standard retirement planning for individuals. The firm operates as a fee‑only, hourly practitioner (with a stated minimum project charge) and is affiliated with fee‑only networks such as the Garrett Planning Network and NAPFA, reflecting its placement in a networked, advice‑only model rather than a percentage‑of‑assets advisory business.