Rainey & Randall Wealth Advisors, Inc. logo

Rainey & Randall Wealth Advisors, Inc.

Updated today

Client assets under management

$918,192,298

Clients

332

59% high-net-worth

Advisors

4

of 7 employees

Firm type

Team

5-30 advisors or >$500M in AUM

Clients per advisor

83

High

Average account size

$2,765,639

About

Rainey & Randall Wealth Advisors provides discretionary portfolio management and financial planning primarily for individual and high-net-worth clients, and also serves ERISA-qualified retirement plans in a limited-scope 3(21) fiduciary role. Services described in the brochure include customized asset-allocation-based portfolio management, financial planning, and participant education for retirement plans.

The firm’s investment approach centers on diversified allocations using ETFs, mutual funds, and a mix of equities and fixed income tailored via client questionnaires and risk profiles, with implementation informed by modern portfolio theory and asset-allocation models. The brochure also discloses that certain strategies may involve options and other derivatives, and it details protocols around the use of leverage, margin interest, and covered-option trading when appropriate to a client’s objectives.

What distinguishes the firm is its scale relative to team size — managing roughly $918 million across a four-advisor team, which yields an unusually high AUM per advisor for this firm type — and its disclosed non-investment activities: a principal is a licensed life/health/annuity insurance agent who may receive commissions, and the firm’s materials explicitly address the related conflict-of-interest considerations. The brochure further notes nuanced positions on borrowing and leveraged instruments (including disclosure of margin-related costs and a stated policy on leveraged/inverse ETFs), which may be more prominent than at many comparable advisory teams.

Client services

Financial planning Portfolio management

Expertise

College savings (529s, UTMA, etc.) Retirement plans for business owners (SEP, solo 401k)

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Fee options

Percentage

$0 - $500,000: 1.25% annually $500,000 - $1,000,000: 1.15% annually $1,000,000 - $2,000,000: 0.95% annually $2,000,000 - $5,000,000: 0.75% annually $5,000,000 - $7,500,000: 0.50% annually $7,500,000 - $10,000,000: 0.35% annually $10,000,000 - $25,000,000: 0.25% annually $25,000,000+: 0.20% annually

Commissions

Insurance products commissions earned by licensed insurance agent

Project-based

Financial planning hourly rate not to exceed $300/hour

Other

Account minimum: $500,000 Fee-only: Financial planning charged hourly, not to exceed $300/hour; fees may be waived if investment portfolio is managed

Main office location

Rainey & Randall Wealth Advisors, Inc.

610 Sycamore Street, Suite 340

Celebration FL 34747, United States

Number of offices

2

Most active in

California · Florida · Georgia · Illinois · Louisiana · Maryland · Michigan · New Hampshire · North Carolina · Pennsylvania · South Carolina · Tennessee · Texas · Virginia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Dillon D

Series 63, Series 65

Celebration, FL

Rainey & Randall Wealth Advisors, Inc.

Dillon Dunn is a financial advisor at Rainey & Randall Wealth Advisors, Inc. with 5 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Lockheed Martin, AJ Wealth, Charles Schwab & Co., and Florida Financial Advisors. Rainey & Randall Wealth Advisors serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and limited-scope ERISA retirement plan services. The firm’s investment approach uses tailored asset-allocation models primarily composed of mutual funds and ETFs, incorporating modern portfolio theory alongside fundamental, technical, and cyclical analysis.

College savings (529s, UTMA, etc.) Retirement plans for business owners (SEP, solo 401k)
user avatar

Jing Q

CFP®

Herndon, VA

Rainey & Randall Wealth Advisors, Inc.

Jing Quan is a CFP® professional at Rainey & Randall Wealth Advisors, Inc. with two years of industry experience. She has been associated with Rainey & Randall Investment Management, Inc. since 2012. Rainey & Randall Wealth Advisors serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and limited-scope 3(21) ERISA retirement-plan services. The firm emphasizes tailored asset-allocation models primarily using mutual funds and ETFs, incorporating a range of strategies and analytical approaches.

College savings (529s, UTMA, etc.) Retirement plans for business owners (SEP, solo 401k)
user avatar

Michael R

Series 63, Series 65

Celebration, FL

Rainey & Randall Wealth Advisors, Inc.

Michael Rainey is a financial advisor with Rainey & Randall Wealth Advisors, Inc. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Since 1999, he has been with Rainey & Randall Investment Management, Inc. He also works as an independent insurance agent, addressing insurance-related client needs on a limited basis outside of business hours. Rainey & Randall Wealth Advisors is a registered investment adviser serving individual and high-net-worth clients with discretionary portfolio management, financial planning, and limited-scope ERISA retirement-plan services. The firm manages approximately $820 million in discretionary assets and uses tailored asset-allocation models combining mutual funds, ETFs, and selected individual securities based on a blend of modern portfolio theory and various analytical methods.

College savings (529s, UTMA, etc.) Retirement plans for business owners (SEP, solo 401k)
user avatar

Wayne R

CFP®, Series 63, Series 65

Celebration, FL

Rainey & Randall Wealth Advisors, Inc.

Wayne Randall is a Certified Financial Planner® with 34 years of industry experience. He has been with Rainey & Randall Investment Management, Inc. since 1999. In addition to his advisory role, he works as an independent insurance agent, providing insurance-related products outside regular business hours. Rainey & Randall Wealth Advisors serves individual and high-net-worth clients with discretionary portfolio management, financial planning, and ERISA retirement-plan services. The firm’s investment approach uses tailored asset-allocation models based on mutual funds, ETFs, individual equities, and fixed income, incorporating modern portfolio theory alongside fundamental, technical, and cyclical analysis.

College savings (529s, UTMA, etc.) Retirement plans for business owners (SEP, solo 401k)
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