Rakatansky Financial LLC

Rakatansky Financial provides discretionary wealth management and financial planning to individuals (including high‑net‑worth clients), trusts, and estates, and occasionally assists clients in establishing relationships with third‑party investment advisors. The firm constructs portfolios using low‑cost, diversified mutual funds and ETFs, may retain individual stocks or bonds, and had approximately $8.95 million in assets under management across a very small client base as of late 2025.

The firm’s investment process relies on fundamental analysis and a primarily long‑term orientation, with rebalancing and occasional shorter‑term trades to meet client objectives or market conditions; it may implement portions of client strategies through unaffiliated independent managers. Rakatansky Financial provides ongoing monitoring and written financial planning deliverables and uses an institutional custodian relationship and platform tools to support portfolio management and reporting.

What distinguishes the firm from many peers is its close operational overlap with a tax and accounting practice (an affiliated CPA entity under common ownership) and the principal’s status as a licensed insurance professional, both of which the brochure discloses as separate business activities that can generate additional compensation. The firm also discloses referral/solicitor arrangements with a third‑party advisor and an institutional platform relationship that provides software and related support, and it documents the conflicts these affiliations can create and how they are disclosed to clients.