Ralicki Wealth Management & Trust Services
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$115,085,311
Clients
98
Advisors
3
of 3 employees
About
Ralicki Wealth Management & Trust Services (RWM) is an SEC-registered adviser that primarily serves individual and high‑net‑worth clients as well as retirement plan sponsors. The firm offers investment supervisory services through third‑party money managers, alongside financial planning, pension consulting, and trustee services.
RWM operates as a manager‑of‑managers, selecting and monitoring SMA/platform solutions (including AssetMark, Orion, and CPS) rather than actively trading individual securities on client accounts; it retains discretion to hire or replace managers and relies on qualified custodians for custody and statements. The firm also accepts standing letters of authorization and may serve as trustee for certain client trusts, which results in custody designations and an annual independent surprise examination.
What is atypical about RWM for its peer group is its affiliation with a traditional accounting and tax practice (Ralicki & Company, P.A.), which provides tax preparation and planning services to clients and presents a referral‑related conflict of interest. The firm’s use of wrap/SMA platforms and receipt of platform benefits (technology, marketing, and status incentives from providers) is another less common feature, and its model of not directly managing individual securities distinguishes it from many supported advisers.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for financial planning and consulting services, typically negotiated separately per client
Up to the first $1,000,000 - $1,000,000: 1.20% (Trustee services) Assets after the first $1,000,000 up to $2,000,000 - $2,000,000: 0.75% (Trustee services) $2,000,001 to $5,000,000 - $5,000,000: 0.55% (Trustee services) $5,000,001 and above+: 0.45% (Trustee services) The portion of assets up to $2,500,000 - $2,500,000: Total fee 1.07% (0.75% RWM + 0.32% Money Manager) (Pension Consulting) The portion of assets up to $1,000,000,000 - $1,000,000,000: Total fee 1.02% (0.75% RWM + 0.27% Money Manager) (Pension Consulting) Assets after the first $1,000,000,000+: Negotiated (Pension Consulting)
$200 to $400 per hour for financial planning and consulting services
Fee-only: Financial planning and consulting services charged either as fixed fees (negotiated) or hourly fees ranging from $200 to $400 per hour
Main office
1235 SE Indian Street, Suite 102
Stuart FL 34997
Advisors at this office
3
Most active in
Florida
Also doing business as
Ralicki & Company, Cpa's · Ralicki & Company, P.A. · Ralicki Wealth Management & Trust Services
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Nicholas C
Series 65
Stuart, FL
Ralicki Wealth Management & Trust Services
Nicholas Christensen is a financial advisor at Ralicki Wealth Management & Trust Services with 10 years of experience at the firm and two years in the industry. He holds a Series 65 designation. Prior to his advisory role, he worked briefly in education and the restaurant industry. Ralicki Wealth Management & Trust Services is an SEC-registered adviser serving individual and high-net-worth clients, as well as retirement plan sponsors. The firm employs a manager-of-managers approach, using third-party money managers and SMA/platform solutions rather than actively trading individual securities.
David R
Series 65
Stuart, FL
Ralicki Wealth Management & Trust Services
David Ralicki is a financial advisor at Ralicki Wealth Management & Trust Services in Stuart, FL, holding a Series 65 designation with 15 years of industry experience. He has been with Ralicki Wealth Management & Trust since 2007. The firm provides investment supervisory services, financial planning, pension consulting, and limited trust services to high-net-worth individuals and pension/profit-sharing plan clients. Ralicki Wealth Management operates as a manager-of-managers, selecting and monitoring third-party money managers and SMA platforms to execute client investment strategies.
David R
Series 65
Stuart, FL
Ralicki Wealth Management & Trust Services
David Ralicki is a financial advisor at Ralicki Wealth Management & Trust Services in Stuart, FL, holding a Series 65 designation with 24 years of industry experience. He has been with Ralicki Wealth Management & Trust Services since 2006. Ralicki Wealth Management & Trust Services provides investment supervisory services, financial planning, pension consulting, and limited trust services primarily to high-net-worth individuals and pension/profit-sharing plan clients. The firm operates as a manager-of-managers, selecting and monitoring third-party money managers to execute investment decisions on behalf of clients.
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