Ram and Oak Investment Partners, LLC

Ram and Oak Investment Partners LLC provides discretionary asset management and integrated financial planning services to individual and high-net-worth clients, with financial planning and tax-preparation offered as ancillary components rather than standalone engagements. The firm’s initial filing reports no assets under management or clients to date, and it documents client objectives and risk tolerances in profile forms that guide its services.

The firm combines fundamental and technical analysis to build client-specific strategies and explicitly discloses the potential use of higher-risk techniques, including option transactions, margin, short sales, leverage, and derivatives alongside ETFs and mutual funds. Portfolios are managed on a discretionary basis, and account reviews are performed at least annually (with more frequent reviews as market conditions dictate).

Notable differences from many peers include the brochure’s disclosure that the firm’s management holds an Enrolled Agent credential and that the firm provides tax-preparation services to advisory clients at no additional fee, a service offered as an ancillary benefit rather than a separate product. The brochure also discloses an outside business activity by a principal with minority ownership in a separate venture (identified as a potential conflict), indicates the firm does not receive soft-dollar benefits or third-party referral compensation, and states it will not vote client proxies unless asked to assist.