A complete list of active advisors currently associated with RAM Legacy Wealth Management

Warmer can help you find a great advisor at RAM Legacy Wealth Management or one who fits your needs even better.

RAM Legacy Wealth Management is a state-registered investment adviser that serves individuals, trusts, estates, high‑net‑worth clients and retirement plans. The firm offers ongoing asset management and portfolio oversight for individual accounts, ERISA plan consulting for qualified and non‑qualified retirement plans, and standalone financial planning and consulting engagements. The firm generally provides discretionary portfolio management and may appoint sub‑advisors to manage client accounts, using fundamental and technical analysis and maintaining documented investment policies and risk considerations. For planning and consulting, RAM delivers tailored cash‑flow, retirement, tax and investment plans and offers both hourly and fixed‑fee planning arrangements in addition to asset‑based advisory services. Notable items in the brochure that distinguish the firm from many peers include its emphasis on limited‑scope ERISA 3(21) fiduciary services for employer retirement plans and an affiliation with an insurance agency, plus the availability of hourly and fixed planning fees rather than only asset‑based billing. The firm’s principal is also engaged in insurance distribution, broker‑dealer activities and financial education work outside the advisory business, and the firm does not act as a private‑fund adviser.

To learn more about the advisors currently working at RAM Legacy Wealth Management, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Brenda Oldham	Highland, MI	23

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