Rand Financial Planning, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
The firm provides fee-only comprehensive financial planning to individuals and families, addressing areas such as tax planning, cash flow, retirement, investment allocation, estate and insurance considerations. It operates as a solo independent advisory practice serving a relatively small client base.
The firm delivers an annual fixed-fee comprehensive planning engagement and offers investment recommendations rather than discretionary portfolio management; it does not execute trades or take custody of client assets. Recommended investments typically include no-load mutual funds, ETFs, U.S. government securities, money market accounts, certificates of deposit, and individual bonds, with analysis that incorporates a client’s tax situation, risk tolerance and time horizon.
Distinctive features include an affiliated, separately operated CPA tax preparation and planning practice run by the firm’s principal, for which the principal may receive additional fees—a relationship the firm discloses as a potential conflict of interest. The firm also does not accept commissions or percentage-of-assets-under-management fees and participates in fee-only professional networks for training and compliance support.
Client services
Expertise
Fee options
Fixed fee for comprehensive financial planning engagement, annual fee ranging $10,000-$40,000.
Account minimum: $10,000 (minimum annual fee) Minimum fee: Minimum annual fee of $10,000 Fee-only: Annual fixed fee ranging from $10,000 to $40,000 based on income, assets, and complexity of financial situation; fees payable quarterly in advance.
Main office
361 Route 31 Ste 902, Suite 902
Flemington NJ 08822
Advisors at this office
1
Most active in
New Jersey
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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