Ratner & Associates LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Ratner & Associates LLC is an independent, single-advisor registered investment adviser that intends to provide portfolio management services to high-net-worth individuals, preparing individualized Investment Policy Statements and performing ongoing account monitoring; the firm states an account minimum of $1,000,000 (which may be waived) but reported no assets under management and no clients as of June 2026. Formed in 2020 and registered in 2022, the firm emphasizes tailored planning and periodic client reviews.
The firm’s investment approach combines charting and fundamental analysis and employs long-term and short-term trading as well as margin transactions, with documented risk tolerances and at least monthly account reviews. Its stated investable universe generally includes mutual funds, fixed income, equities, ETFs, commodities and real estate funds (including REITs), and it allows clients to impose investment restrictions consistent with their values.
Compared with many solo independent advisers, the brochure discloses an outside business activity as a real estate investor and property manager consuming roughly twenty hours per week, while also including real estate funds/REITs in its recommended investments—an operational combination that is relatively uncommon among peers. The firm further discloses that it does not accept third‑party compensation for the sale of investment products and does not participate in wrap programs or select third‑party managers.
Client services
Expertise
Fee options
$1,000,000+: 1.00% annually
Account minimum: $1,000,000 (may be waived at firm's discretion)
Main office
Newport Coast CA
Advisors at this office
1
Most active in
California
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor’s Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and introductions are provided by FinanceHQ LLC (“FHQ”), a wholly-owned subsidiary of Warmer and an SEC-registered investment advisor. We receive compensation from certain participating advisors for introductions or referrals. This creates a conflict of interest because we have an incentive to recommend advisors who compensate us, including those who pay us more. You pay no fee to use our matching service, and advisor fees are not increased because of a referral or introduction. We do not review the ongoing performance of advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to our Terms of Service and Advisory Agreement, and acknowledge our Privacy Policy. Please review FHQ’s ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. (“Warmer”)