Bethesda, MD Office

Team
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Raymond James & Associates

Institution

Firm-wide stats for Raymond James & Associates

Total advisors

5,802

Across 930 offices

Clients per advisor

88 Typical

Avg AUM per client

$788,879 Very High

HNW client ratio

19% Typical

About

Raymond James & Associates, Inc. is a large, dually registered broker‑dealer and SEC‑registered investment adviser overseeing roughly $501 billion in assets and supported by a nationwide adviser force. The firm serves a broad client base—individuals (including HNW clients), institutional and pension/profit‑sharing plans, charitable organizations, and state and municipal entities—and offers financial planning, non‑discretionary investment consulting through its Wealth Advisory Services Program, sponsorship of wrap fee advisory programs, and institutional consulting via its Institutional Fiduciary Solutions division.

Advisors at the firm deliver tailored plans based on fact‑finding interviews, risk profiling, and software‑driven analyses (including deterministic and probability modeling), but planning and consulting relationships are generally non‑discretionary with implementation decisions left to the client. RJA and its advisers draw on a range of portfolio management styles and affiliated research and sub‑advisers (equity, fixed income, and alternative strategies), and they supplement advice with firm research and model manager options described in the Brochure.

Noteworthy for a firm of its size, RJA provides municipal advisory services and is affiliated with a municipal advisor while also acting in market‑making and execution roles in municipal and government bonds—an arrangement that is less common among peers. The Brochure also highlights the firm’s SIMPLE IRA Employer Advisory & Consulting Services Program (SIACS), which targets small employers with plan‑level oversight and customizable menus (including American Funds and a QDIA option), and describes the extensive affiliate ecosystem (banks, trust companies, insurance agencies, and in‑house asset managers) and related conflicts that the firm manages through disclosures and supervisory policies.

Based on Raymond James & Associates

Expertise

General retirement planning Retirement income strategy Business succession planning

Based on Raymond James & Associates

Occupation focus

Founder/Business Owner Executive

Based on Raymond James & Associates

Location

Bethesda MD

Advisors at this office

11

Advisors at this office

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Nicole M

Series 66

Bethesda, MD

Raymond James & Associates

Nicole Mccuskey is a financial advisor at Raymond James & Associates with 17 years of industry experience. She holds a Series 66 designation and has worked with various Raymond James entities and affiliated firms since 2016. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and advisory services with a range of portfolio management styles and affiliated research.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Paul A

Series 66

Bethesda, MD

Raymond James & Associates

Paul Andrews is a Series 66 licensed financial advisor with 24 years of industry experience. He has been with Raymond James & Associates since 2020, following an 11-year tenure at UBS Financial Services Inc. Andrews is a partner and owner of Andrews Capital LLC, which he uses to hold private investments. He is also a partner in THE BOOM LLC, an entity established with a family member to purchase a condominium in Florida for personal use. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, utilizing a variety of portfolio management styles supported by in-house research and affiliated sub-advisers.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Anna C

Series 66

Bethesda, MD

Raymond James & Associates

Anna Cerqueira is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 16 years of industry experience. She previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Adam P

Series 66

Bethesda, MD

Raymond James & Associates

Adam Proger is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 21 years of industry experience. He previously worked at UBS Financial Services for 11 years before joining Raymond James in 2019. Outside of his advisory role, he serves as Treasurer and Board Member of the Jewish Foundation for Group Homes, where he is also part of the Finance and Investment Committee. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering financial planning and non-discretionary investment consulting with a range of portfolio management styles and municipal advisory services.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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William B

Series 66

Bethesda, MD

Raymond James & Associates

William Breen is a financial advisor with Raymond James & Associates, holding a Series 66 designation and eight years of industry experience. His prior work includes roles at Bank of America, Merrill, ProShare Advisors LLC, John Hancock, Morgan Stanley, Avenue Capital Group, and The Catholic University of America. He currently maintains a position at The Catholic University of America alongside his advisory role. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized advisory services such as municipal advisory and employer plan consulting.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Paul G

Series 66

Bethesda, MD

Raymond James & Associates

Paul Grambsch is a financial advisor at Raymond James & Associates with 20 years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services for 13 years before joining Raymond James in 2019. Outside of his advisory role, he serves as an International Exchange Coordinator for the EF Foundation for Foreign Study, arranging placements of foreign exchange students with local host families. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning and investment consulting with a range of portfolio management styles, emphasizing non-discretionary advice supported by extensive research and affiliated sub-advisers.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Eric H

Series 63, Series 65

Bethesda, MD

Raymond James & Associates

Eric Hanson is a financial advisor at Raymond James & Associates with 27 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Raymond James, where he has been since 2023. Outside of his advisory role, Hanson serves as the board chairman of Aspen Hill Christian Church, coordinating various church ministries. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipal entities. The firm offers financial planning and consulting with a range of portfolio management styles, supported by affiliated research and model managers.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
user avatar

Emma L

Series 66

Bethesda, MD

Raymond James & Associates

Emma Lalley is a financial advisor at Raymond James & Associates with five years of industry experience. She holds the Series 66 designation and has previously worked at Steward Partners Investment Solutions, LLC and related entities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, charitable organizations, and public entities, providing financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a broad range of portfolio management styles and affiliated research.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Lorenzo A

Series 63, Series 65

Bethesda, MD

Raymond James & Associates

Lorenzo Ascoli is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors, LLC. Outside of his financial career, he is also active as a musician. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering tailored financial planning and consulting services primarily on a non-discretionary basis.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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Ross H

CFP®, Series 66

Bethesda, MD

Raymond James & Associates

Ross Hamilton is a financial advisor at Raymond James & Associates with 15 years of industry experience. He holds the CFP® and Series 66 designations. His prior work includes positions at The Miner Group and Steward Partners Investment Advisory, LLC. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
user avatar

Elisabeth E

Series 66

Bethesda, MD

Raymond James & Associates

Elisabeth Erausquin Nethery is a financial advisor with Raymond James & Associates who holds a Series 66 designation and has 10 years of industry experience. She previously worked at Merrill and Bank of America before joining Raymond James in 2021. Outside of advising, she serves as an officer and partner in Entropier, where she performs fractional CFO and business advisory duties. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by a range of portfolio management styles and affiliated research.

General retirement planning Retirement income strategy Business succession planning Founder/Business Owner Executive
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