Evans, GA Washington Road Office

Nicholas Smail is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works closely with clients to understand their financial priorities and develop strategies to address their short-, mid-, and long-term goals. He provides guidance on a range of financial matters, including investing, retirement planning, and saving for unforeseen expenses. Additionally, Nicholas connects clients with Bank of America specialists for banking, credit, home financing, and small business services. Nicholas holds professional designations such as Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a bachelor's degree from the University System of Georgia. His approach centers on helping clients identify what is important to them and their families to create tailored financial strategies.

William Caywood is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds the Series 66 designation and has 19 years of industry experience. Caywood has been with Raymond James since 2009 and also serves as an independent contractor for Fehrman Investment Group, where he advises clients on their assets and financial plans. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports both individual and institutional advisory programs.