Jacksonville Beach, FL Office

Ellen Middleton is a financial advisor at Raymond James Financial with 40 years of industry experience. She has worked at Raymond James Financial Services, Inc. since 1996 and operated her own firm, Ellen O. Middleton & Associates, from 2010 to 2025. Outside of her advisory work, she is an associate at Beachside Wealth Partners, where she meets with clients to develop personalized financial plans. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, institutions, and charitable organizations. The firm uses analytical tools for tailored, non-discretionary planning and offers specialized programs such as municipal and SIMPLE IRA advisory services.

Kaylee Smith is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and four years of industry experience. She has worked with Raymond James and affiliated firms since 2021 and previously held positions at Community First Credit Union and the University of North Florida. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses detailed risk profiling and analytical tools to tailor non-discretionary planning and investment consulting to client goals, and it supports a wide network of advisors and affiliated firms across multiple specialties.

Ilayda Gulcan is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. She holds the Series 66 designation and has previously worked at Capital Dimensions Wealth Management. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm utilizes analytical tools and risk profiling to tailor non-discretionary planning and encourages implementation through advisory programs or other providers.

Frances Povloski is a financial advisor with Raymond James Financial in Jacksonville Beach, FL, holding a Series 66 designation and 18 years of industry experience. She has been associated with Raymond James Financial Services, Inc. since 2007 and operates Beachside Wealth Partners, where she serves as president. Povloski’s background also includes significant experience in health insurance and financial services dating back to 2003. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, corporate, and institutional clients. The firm offers tailored, non-discretionary planning supported by analytical tools and maintains specialized programs in municipal advisory and SIMPLE IRA employer consulting.

Mary Carter is a Certified Financial Planner™ (CFP®) with 44 years of industry experience, currently serving at Raymond James Financial since 2009. She has held roles at Raymond James Financial Services, Inc. since 1988 and operates her own financial services business. Outside of advisory work, she acts as a licensed life insurance agent and serves as an officer for a local support company managing business expenses. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting supported by analytical tools and maintains unique municipal advisory capabilities and specialized employer retirement plan services.

Crisdiandris Rojas is a financial advisor at Raymond James Financial with a Series 66 credential and three years of industry experience. Prior to joining Raymond James, Rojas worked at Florida State College at Jacksonville for six years. Outside of advising, Rojas is involved with Beachside Wealth Partners, where they support client services and marketing. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions. The firm offers non-discretionary planning tailored to client goals and maintains unique affiliations such as a municipal advisor to support public finance work.