Lake City, FL Office

Tammy Hall is a financial advisor with Raymond James Financial in Lake City, FL, holding the PFS™ and Series 63 designations and possessing 27 years of industry experience. She has worked in various roles at Raymond James Financial Services, Inc. since 2000 and has been with Raymond James Financial since 2009. Outside of her advisory work, Hall serves as an officer and treasurer of a homeowners association and acts as durable power of attorney for family members. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools including risk profiling and probability modeling to support client goals, while maintaining specialized programs in municipal advisory services and SIMPLE IRA employer consulting.

Charles Cowen Jr. is a financial advisor at Raymond James Financial with 14 years of industry experience. He holds a Series 66 designation and has been with Raymond James Financial Services since 2012. Outside of his advisory work, Cowen is a partner at an accounting firm and serves on the boards of several nonprofit organizations, including the United Way of Suwannee Valley and the University of Florida Christian Campus House. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm offers tailored non-discretionary planning and consulting, supported by analytical modeling and a range of advisory programs.

Angela Oglesby is a Series 66-licensed financial advisor with Raymond James Financial in Lake City, FL, with six years of industry experience. She has been associated with various branches of Raymond James since 1999. Outside of her financial advisory role, she owns a jewelry business called Dream A Little Gem. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, and institutions. The firm delivers tailored, non-discretionary advice using advanced analytical tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Lauren Beadles is a financial advisor with Raymond James Financial Services Inc. in Lake City, FL, holding a Series 66 designation and five years of industry experience. She previously worked at Campus USA Credit Union for three years. In addition to her advisory role, Beadles serves as co-treasurer for the Eastside Elementary School PTO. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm provides tailored, non-discretionary planning and consulting, utilizing analytical tools and risk profiling to support client goals.

Erin Spiwak is a financial advisor with Raymond James Financial Services Advisors, Inc. and holds a Series 65 credential. She has 13 years of industry experience, including roles at Avantax Planning Partners, Inc. and James Moore Wealth Management Services, LLC. In addition to her advisory work, she is a shareholder and accountant at James Moore & Co., a regional CPA firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base ranging from individuals and high-net-worth clients to corporations and institutional clients. The firm offers tailored, non-discretionary planning and investment consulting using a variety of analytical tools and supports clients through its extensive advisor network and affiliated advisory firms.

Katie Sessions is a financial advisor with Raymond James Financial, holding a Series 66 designation and six years of industry experience. She has worked at Raymond James Financial Services, Inc. since 2016 and is currently associated with Moses Wealth Advisors, LLC. In addition to her advisory role, she is compensated by the CPA firm Odom Moses & Company for her services to the Raymond James branch. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, corporate, and institutional clients. The firm uses fact-finding, risk profiling, and analytical tools to tailor non-discretionary planning and investment consulting to client goals.

Clarence Brown is a financial advisor at Raymond James Financial in Lake City, FL, holding CFP® and Series 66 designations with 20 years of industry experience. He has served as a board member of the First Presbyterian Church since 2016 and is involved in several trustee roles managing family trusts. He is also a partner at Odom Moses & Company, LLP, an accounting firm. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, institutional, and nonprofit clients. The firm offers tailored advisory services through a broad network, including municipal and public-finance work, and employs analytical tools to support client goal-based planning.

Christy Milligan is a financial advisor at Raymond James Financial with five years of industry experience. She holds the Series 66 designation and has worked at Raymond James Financial Services Advisors, Inc. since 2022 and Raymond James Financial Services, Inc. since 2018. Milligan was previously self-employed for 11 years and has a role affiliated with an LLC through which financial services are provided. Raymond James Financial Services Advisors, Inc. delivers financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm uses tailored, non-discretionary planning supported by risk profiling and advanced analytical tools and offers various advisory programs alongside its institutional consulting and portfolio management services.

Philip Moses Jr. is a financial advisor at Raymond James Financial with 29 years of industry experience. He holds a Series 66 designation and has been affiliated with Raymond James since 1997, also operating Moses Wealth Advisors and Low Angle Group LLC. Outside of his advisory work, Moses serves as president of the finance council at Epiphany Catholic Church and is vice chairman of the board of directors for First Federal Bank. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse clientele, including individuals, high-net-worth clients, and institutions. The firm employs tailored, non-discretionary consulting supported by risk profiling and analytical tools, and it maintains unique capabilities such as municipal advisory services and a SIMPLE IRA Employer Advisory program.