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Raymond Liao Investment Advisor
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
0
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
0
Very LowAverage account size
—
About
Raymond Liao Investment Advisor is a small state-registered advisory firm that provides customized investment advisory, portfolio management, and comprehensive financial planning services to individuals and high‑net‑worth clients, including international clients. The brochure notes the firm currently reports no assets under management and that it does not participate in wrap fee programs.
The firm’s investment approach combines strategic asset allocation with tactical shifts, using Modern Portfolio Theory for risk‑averse allocations and active adjustments across stocks, bonds, ETFs, commodities, and mutual funds while monitoring economic and market conditions. Services are provided on a non‑discretionary basis following client interviews and suitability assessments, and the adviser also offers standalone written financial plans and hourly consulting in addition to AUM‑based portfolio management.
Distinctive features disclosed in the brochure include the principal’s licensed outside practices: ownership of an affiliated accounting firm (CPA services) and licenses as an insurance agent, real estate agent, and mortgage loan originator, through which the adviser may receive fee or commission compensation. The combination of these affiliated professional services, the availability of hourly planning fees, and the firm’s reported zero AUM and non‑discretionary management are atypical for firms categorized primarily as investment managers.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
General retirement planning
General tax planning
Life insurance needs analysis
Fee options
Written Financial Plan fees range from $3,000 to $6,000
$0 - $1,000,000: 2% $1,000,001 - $5,000,000: 1.5% $5,000,001+: 1%
$300 per hour
Account minimum: $100,000
Main office location
Raymond Liao Investment Advisor
440 East Huntington Dr, Suite 300
Arcadia CA 91006, United States
Number of offices
1
Most active in
Raymond Liao Investment Advisor has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Lawyer
They provide legal services, typically billed separately.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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