Rancho Cucamonga, CA Office

RBA Wealth Management provides financial planning, investment management, and retirement plan consulting to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporate entities. Services include comprehensive wealth management engagements that combine portfolio management with cash flow forecasting, tax and estate planning, insurance planning, and manager due diligence.

The firm’s investment process combines fundamental, cyclical and behavioral analysis with an asset-allocation framework derived from Modern Portfolio Theory, building portfolios of individual stocks, bonds and ETFs and actively rebalancing them. RBA Wealth Management uses goal‑based planning to set allocations, monitors accounts continuously with at least quarterly reviews, and may recommend or permit margin borrowing through pledge-asset credit lines for eligible accounts.

Distinctive operational features include supervised persons who are registered representatives of Purshe Kaplan Sterling Investments and licensed insurance agents, creating the possibility of commission-based recommendations and fee-offset arrangements disclosed in the brochure. The firm manages approximately $452 million in client assets across a three-advisor team serving over 400 clients and receives institutional support and technology services from its custodian (Charles Schwab), all of which are disclosed as potential sources of conflicts of interest.