RC Private Wealth, LLC

RC Private Wealth LLC provides investment advisory services focused on pooled and institutional clients, including participant-directed retirement plans, while also offering financial planning and consulting services. The firm is newly registered and operates with a small advisory team that relies on written engagement agreements and third-party providers to deliver portfolio administration.

The firm’s investment approach is grounded in Modern Portfolio Theory and emphasizes broad asset-class diversification primarily through passively managed mutual funds and ETFs, using IPS-driven allocations, Monte Carlo analysis, and a buy-and-hold orientation; managers may include interval funds or select individual equities when tax or client circumstances warrant. For implementation and ongoing oversight RCPW uses model portfolios and can delegate discretionary management to a retained sub-advisor, which handles rebalancing, trade execution and other operational tasks.

Several features distinguish RCPW from many peers: it is affiliated with an accounting practice and maintains reciprocal referral arrangements while keeping those services and compensation separate, an arrangement that is relatively uncommon among similar investment managers. The firm also routinely selects other advisers through sub-advisory relationships and offers planning and consulting on an hourly or fixed-fee basis in addition to percentage‑of‑AUM management, blending institutional portfolio management with hourly advisory options.