RChristianFinancial Consultants, LLC "The Clients Fiduciary"
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$9,400,000
Clients
86
Advisors
1
of 1 employees
About
RChristian Financial serves individual clients (including high‑net‑worth individuals), corporations and other business entities, and retirement plan sponsors and participants. The firm provides discretionary asset management, comprehensive financial planning, retirement plan advisory (fiduciary and non‑fiduciary) and the selection and monitoring of third‑party money managers.
The firm’s investment process emphasizes fundamental analysis and portfolio construction that blends long‑term buy‑and‑hold strategies with income and growth objectives, while permitting occasional shorter‑term trading as appropriate to client goals. It manages client accounts on a discretionary basis, integrates separately managed account solutions, and uses an electronic planning platform to consolidate client holdings for holistic financial planning.
Noteworthy for a firm of this type, RChristian Financial offers a subscription‑style electronic planning service and is affiliated with an insurance agency through which insurance products (life, disability, long‑term care and fixed annuities) are offered; the adviser is licensed to sell those products and devotes a substantial portion of professional time to insurance activities. The firm also provides retirement plan services to sponsors and participants (including IPS development and default investment selection), and these relationships and potential dual‑compensation arrangements are disclosed in the brochure to address related conflicts of interest.
Client services
Expertise
Occupation focus
Fee options
Fixed fee retainer for financial planning services at $5,000 annually, payable quarterly; one-time Emoney setup fee $250 to $500
$0+: Up to 1.5% per annum, negotiable $0 - $10 million: 0.5% per annum for retirement plans $10 million+: 0.25% per annum for retirement plans
Financial planning services charged at $200 per hour
Emoney service monthly fee of $49.95 ($600 annually)
Account minimum: $100,000 Minimum fee: Minimum annual fee of $1,200, payable monthly ($100) or quarterly ($300) Fee-only: Financial planning fees ranging from $500 to $5000 per plan; hourly rate of $200 per hour; fixed fee retainer of $5,000 annually payable quarterly
Main office
Athens GA
Advisors at this office
1
Most active in
Georgia
Also doing business as
Financial Guideposts "The Client's Fiduciary" · Rchristian Financial Consultants, LLC · Rchristianfinancial Consultants, LLC "The Clients Fiduciary"
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through—whether you ultimately need an advisor or not. Warmer helps you compare advisors clearly, so you can choose with confidence.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Advisors are independent and may not have reviewed or updated this information. Please review an advisor's Form ADV and do your own diligence before deciding whether to work with them.
Advisor matching and referrals are provided by FinanceHQ LLC ("FHQ"), a wholly-owned subsidiary of Warmer and an SEC-registered investment adviser. We may be compensated by participating advisors. You pay no fee to use our matching service, and advisor fees are not increased because of a referral. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
By using our service, you agree to the Warmer Terms of Service and FHQ Advisory Agreement, and acknowledge Warmer's Privacy Policy. Please review FHQ's ADV Part 2A and Form CRS. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")