RChristianFinancial Consultants, LLC "The Clients Fiduciary"
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$9,400,000
This total excludes 1 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
86
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
86
Very HighAverage account size
$109,302
About
RChristian Financial serves individual clients (including high‑net‑worth individuals), corporations and other business entities, and retirement plan sponsors and participants. The firm provides discretionary asset management, comprehensive financial planning, retirement plan advisory (fiduciary and non‑fiduciary) and the selection and monitoring of third‑party money managers.
The firm’s investment process emphasizes fundamental analysis and portfolio construction that blends long‑term buy‑and‑hold strategies with income and growth objectives, while permitting occasional shorter‑term trading as appropriate to client goals. It manages client accounts on a discretionary basis, integrates separately managed account solutions, and uses an electronic planning platform to consolidate client holdings for holistic financial planning.
Noteworthy for a firm of this type, RChristian Financial offers a subscription‑style electronic planning service and is affiliated with an insurance agency through which insurance products (life, disability, long‑term care and fixed annuities) are offered; the adviser is licensed to sell those products and devotes a substantial portion of professional time to insurance activities. The firm also provides retirement plan services to sponsors and participants (including IPS development and default investment selection), and these relationships and potential dual‑compensation arrangements are disclosed in the brochure to address related conflicts of interest.
Client services
Portfolio management
Selection of other advisers
Expertise
Wealth management
College savings (529s, UTMA, etc.)
Long-term care insurance
Disability insurance
Occupation focus
Founder/Business Owner
Fee options
Fixed fee retainer for financial planning services at $5,000 annually, payable quarterly; one-time Emoney setup fee $250 to $500
$0+: Up to 1.5% per annum, negotiable $0 - $10 million: 0.5% per annum for retirement plans $10 million+: 0.25% per annum for retirement plans
Financial planning services charged at $200 per hour
Emoney service monthly fee of $49.95 ($600 annually)
Account minimum: $100,000 Minimum fee: Minimum annual fee of $1,200, payable monthly ($100) or quarterly ($300) Fee-only: Financial planning fees ranging from $500 to $5000 per plan; hourly rate of $200 per hour; fixed fee retainer of $5,000 annually payable quarterly
Main office location
RChristianFinancial Consultants, LLC "The Clients Fiduciary"
Athens GA, United States
Number of offices
1
Most active in
RChristianFinancial Consultants, LLC "The Clients Fiduciary" has reported serving >5 clients in these states in the last 12 months.
Georgia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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