A complete list of active advisors currently associated with RCS Financial Planning, LLC

Warmer can help you find a great advisor at RCS Financial Planning, LLC or one who fits your needs even better.

RCS Financial Planning provides portfolio management, comprehensive financial planning, ongoing subscription planning, and pension consulting to individuals, high‑net‑worth clients, and retirement plans. The firm reports discretionary assets under management of about $271 million as of December 31, 2025 and delivers written financial plans as well as ongoing plan monitoring and implementation services. RCS documents client goals and risk tolerances in individualized Investment Policy Statements and applies modern portfolio theory, primarily recommending evidence‑based mutual funds and using a long‑term trading approach. The firm routinely seeks discretionary authority to implement portfolios, may recommend third‑party money managers when appropriate, and accommodates client‑imposed investment restrictions. Distinctive features include no stated account minimums and a policy to provide ongoing financial planning at no additional charge for clients with more than $750,000 in assets under management. RCS uses multiple custodians (including Betterment Institutional, Schwab, and Fidelity) and discloses receipt of business support services from Betterment that could influence custodian selection; the firm also does not aggregate (block) trades across client accounts, which can affect execution outcomes compared with peers.

To learn more about the advisors currently working at RCS Financial Planning, LLC, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.

Name	Location	Years of experience
Amanda Hopkins Clouser	Annapolis, MD	8
Collin Toal	Annapolis, MD	0
Thaddeus Toal Jr.	Annapolis, MD	24

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