Reaching Upward Financial Solutions LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Reaching Upward Financial Solutions provides portfolio management, financial planning, tax preparation and periodic educational seminars and workshops to individuals, retirement plans and charitable organizations. The firm documents each client’s objectives, risk tolerance and time horizon in an Investment Policy Statement and tailors advice to those factors.
RUFSL typically seeks discretionary authority to implement long‑term trading strategies and applies cyclical and fundamental analysis alongside modern portfolio theory. It generally invests in mutual funds, equities, ETFs (including precious‑metal ETFs), fixed income (including TIPS) and, when appropriate, private placements; accounts are custodied through the Altruist platform and reviewed on an ongoing basis with quarterly reporting.
The brochure discloses several uncommon features for an independent adviser: the firm offers tax preparation and consulting for a fee, the principal is licensed to sell insurance products and also acts as a real estate broker, and the firm provides free public educational seminars. Those affiliations and dual‑role activities are noted as potential conflicts of interest in the brochure and the firm describes procedures to disclose and manage them; the firm also does not use third‑party investment managers or participate in wrap fee programs.
Client services
Expertise
Fee options
Financial planning fixed fees between $750 and $3,500; tax preparation fees starting at $150 (basic) to higher based on complexity
$0 - $1,000,000: 1.10% $1,000,001 - $2,000,000: 1.00% $2,000,001+: 0.95%
$100 per hour for complex tax situations
Main office
Dayton OH
Advisors at this office
1
Most active in
Ohio
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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