Reciprocal Wealth, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Reciprocal Wealth is a recently formed, state-registered advisory firm that offers discretionary wealth management, investment management and financial planning to individuals, including high-net-worth clients. The firm positions itself as a fiduciary and provides ongoing, personalized service to set investment goals, risk tolerance and account-specific constraints.
The firm’s investment approach combines fundamental analysis with an EMH-derived asset-allocation framework and typically emphasizes long-term allocations built from low-cost mutual funds and ETFs, while retaining the ability to use individual stocks, bonds or short-term trades when warranted. Portfolios are managed on a discretionary basis with continuous monitoring, formal reviews at least annually, and the opportunity for clients to place reasonable restrictions on holdings.
Notable operational features in the brochure include its very recent launch and small two-advisor team with no assets under management reported at the time of filing, and a disclosed principal who continues to hold a significant corporate role consuming roughly half of his time. The firm also discloses an institutional relationship with a specific custodian that provides software and economic benefits, limits custody to fee deduction only, and executes trades on an account-by-account basis rather than aggregating orders — operational choices and potential conflicts it documents in its disclosures.
Client services
Expertise
Fee options
$1 - $312,500: 1.20% annually $312,501 - $625,000: 1.08% annually $625,001 - $1,250,000: 0.96% annually $1,250,001 - $2,500,000: 0.84% annually $2,500,001 - $5,000,000: 0.72% annually $5,000,001 - $10,000,000: 0.60% annually $10,000,001 - $20,000,000: 0.48% annually $20,000,001 - $40,000,000: 0.36% annually $40,000,001+: 0.24% annually
Fee-only: Wealth management fees paid monthly in arrears, calculated on average daily balance of assets under management with tiered schedule from 1.20% down to 0.24% annually.
Main office
Medfield MA
Advisors at this office
2
Most active in
Massachusetts
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Advisors at this firm
John L
Series 65
Medfield, MA
Reciprocal Wealth, LLC
John Lynch is a Series 65-licensed financial advisor with Reciprocal Wealth, LLC, based in Medfield, MA. He has held positions at TRIA Capital Partners, LLC and RWA Wealth Partners, LLC (formerly Adviser Investments, LLC) over the past several years. Lynch joined Reciprocal Wealth in 2026 and has one year of industry experience. Reciprocal Wealth is a state-registered advisory firm that provides discretionary wealth management, investment management, and financial planning primarily to individual and high-net-worth clients. The firm employs a long-term investment approach combining fundamental analysis with an efficient market hypothesis-based asset-allocation framework, managing portfolios through low-cost mutual funds and ETFs with discretionary, continuous oversight.
Samuel C
Series 65
Medfield, MA
Reciprocal Wealth, LLC
Samuel Chud is a financial advisor at Reciprocal Wealth, LLC with a Series 65 credential and one year of industry experience. Prior to his advisory role, he held positions at Keurig Dr Pepper Inc. and its predecessor companies from 2015 to 2026. Reciprocal Wealth is a state-registered advisory firm providing discretionary wealth management, investment management, and financial planning services to individuals, including high-net-worth clients. The firm employs an investment approach combining fundamental analysis with an efficient market hypothesis-based asset allocation, typically focusing on low-cost mutual funds and ETFs while allowing the use of individual securities and short-term trades when appropriate.
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