Central Point, OR Office

Redwood Financial Network is a team-based registered investment adviser serving individuals (including high-net-worth clients), pension and profit-sharing plans, charitable organizations, and businesses. The firm provides financial planning, discretionary portfolio management, retirement-plan consulting, and implementation services that can include brokerage and insurance products.

Redwood tailors portfolios to client goals and risk tolerances with a disciplined, long-term approach, using periodic rebalancing and tax-aware adjustments; account management is generally discretionary and delivered through programs administered by LPL Financial. It offers a range of delivery models — including wrap-fee and non-wrap management, advisor-overseen robo-advice, model portfolio and separate-account platforms — and provides planning engagements on ongoing, flat-fee, hourly, or subscription bases.

What is distinctive about Redwood is that it is also licensed as an insurance agency and its advisers are registered representatives of LPL, so they can implement insurance solutions and receive brokerage or insurance compensation in addition to advisory fees; the firm discloses these affiliations and that advisers may split time between advisory and broker/insurance activities. Redwood likewise sponsors a wrap-fee program administered through LPL — a less common arrangement among similar team firms — and combines wrap sponsorship with broad access to LPL-sponsored manager and model platforms, a mix that may influence product selection and creates potential conflicts of interest clients should consider.