A complete list of active advisors currently associated with Refined Wealth Management

Warmer can help you find a great advisor at Refined Wealth Management or one who fits your needs even better.

Refined Wealth Management provides investment advice, portfolio management, and financial planning to individuals, high‑net‑worth clients, trusts, estates, corporations, and small business owners. The firm also offers ancillary services including 401(k) plan administration (via a Newport Group partnership), insurance and annuity sales, and in‑house tax services offered by an enrolled agent. The firm manages primarily discretionary accounts through a combination of strategic and tactical asset allocation implemented with model portfolios — seven model families with 1–25 positions composed of ETFs, ETNs, bonds, and individual equities — and uses an Investment Committee plus dedicated portfolio construction and monitoring teams to set and maintain exposures. Portfolios are rebalanced and monitored on Schwab’s Advisor Services platform, and the firm emphasizes asset‑allocation and risk management over simple index‑tracking. Compared with many similarly sized team firms, RWM operates with a relatively large number of client accounts (the brochure reports 746 discretionary and 164 nondiscretionary accounts) and also manages pooled/plan‑type vehicles such as 401(k) plans and donor‑advised fund accounts, services that are less common among peers. The firm’s combination of model‑based portfolio governance, in‑house tax capabilities, and affiliated insurance agency activity (including annuity and term‑life sales) expands its service mix but also introduces disclosed conflicts of interest the firm addresses in its policies.

To learn more about the advisors currently working at Refined Wealth Management, click on their names below to view their profiles, or click here to see them all on a map. Or, if you tell us about your needs, Warmer can help you find the best advisor for you.