Remedios Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Remedios Financial Planning is a fee‑only independent advisory firm that serves individual clients seeking comprehensive financial planning and investment consultation across areas such as cash flow and budgeting, retirement and distribution strategies, tax and estate planning, employee benefits, education funding, and risk management. Services are provided on an hourly or project basis, and the firm also offers periodic educational workshops on general personal finance and socially responsible investing.
The firm’s investment work is nondiscretionary and focused on consultation and allocation recommendations rather than ongoing portfolio management; analysis typically relies on fundamental research and Modern Portfolio Theory with mutual funds and ETFs and a long‑term, buy‑and‑hold posture with periodic rebalancing. Planning and implementation are handled collaboratively with clients, and the advisor coordinates with outside professionals (e.g., attorneys or accountants) when appropriate.
Distinctive features include the offering of educational seminars to the public and a business model that does not maintain reportable assets under management, does not act as a portfolio manager for individual client accounts, and does not use percentage‑of‑AUM fee arrangements — instead relying on hourly and project fees and occasional per‑session workshop charges. The firm emphasizes fiduciary obligations (including adherence to CFP® practice standards and a NAPFA fiduciary oath), rejects commission‑based and performance‑based compensation, and has policies intended to mitigate conflicts of interest associated with a solo practitioner model.
Client services
Expertise
Fee options
$400 per hour billed in 6-minute increments
Fee-only: Hourly fee of $400 per hour billed in 6-minute increments for financial planning services; project-based fees based on hourly rate multiplied by estimated time to complete; educational workshops charged per session between $25 and $100.
Main office
One Embarcadero Center, Suite 1200
San Francisco CA 94111
Advisors at this office
1
Most active in
California
Also doing business as
Remedios Financial Planning · Remedios, Christine Garceau
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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