Renovate Financial Planning
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Renovate Financial Planning is a state‑registered investment adviser that provides investment management and a range of financial planning services to individual clients, including high‑net‑worth individuals. Services described in the brochure include individually tailored portfolio management, project‑based and ongoing financial planning (subscription and fixed‑project engagements), and hourly planning engagements.
The firm’s stated investment approach emphasizes passive portfolio construction grounded in Modern Portfolio Theory, using index mutual funds and ETFs to implement asset allocation targets, while incorporating cyclical analysis when performing investment analyses as part of financial planning. Renovate does not utilize third‑party managers and positions its portfolios for low turnover and relative tax efficiency consistent with a passive strategy.
Distinctive features for a firm in this category include actively serving non‑institutional individual clients (including HNW clients) and offering multiple fee arrangements beyond percentage‑of‑AUM billing, such as monthly subscription fees, fixed project fees, and hourly billing. The brochure also discloses advising on non‑public alternative investments and real‑estate investing, the principal’s outside real‑estate and advisor‑education activities, and a recent transfer of client accounts to Savvy Wealth with $0 AUM reported.
Client services
Expertise
Fee options
$1,200.00 to $35,000.00 per project
$0 - $1,000,000: 1.00% annually $1,000,000+: 0.60% annually
$230.00 per hour
$200 to $2,500 per month
Main office
9298 Central Ave, Suite 400
Blaine MN 55449
Advisors at this office
1
Most active in
Louisiana · Minnesota
Also doing business as
Renovate Financial Planning · Renovate Financial Planning, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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