Resolve Financial, LLC
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About
Resolve Financial, LLC is a small independent advisory firm that provides portfolio management and financial planning services to individuals, estates, retirement plans and trusts. Portfolio management is delivered through a third‑party platform that handles account administration, trade execution and reporting, while financial planning is offered on an hourly basis.
The firm’s investment approach relies on Modern Portfolio Theory and an efficient‑market orientation, with portfolios constructed to capture broad market returns and factor exposures (including emphasis on stocks, small‑company and value factors) using institutional no‑load mutual funds, ETFs and global diversification. Portfolios are periodically reviewed and can be rebalanced automatically on a quarterly basis to maintain target allocations aligned with clients’ risk profiles and investment plans.
Distinctive features include managing virtually all assets on a non‑discretionary basis, a practice that is uncommon among independent advisors of this type, and implementing portfolios via a bundled or unbundled third‑party program that uses Dimensional sub‑advised funds. The firm operates as a solo practitioner with a small client base and does not accept proxy‑voting authority; it also maintains insurance licensure that can create conflicts of interest when insurance products are recommended.
Client services
Expertise
Fee options
$0 - $1,500,000: 0.75% annually $1,500,000+: 0.50% annually
Commissions from insurance sales when implementing insurance recommendations
$200 per hour for financial planning services
Account minimum: $50,000 Fee-only: Financial planning services at $200 per hour
Main office
Walnut Creek CA
Advisors at this office
1
Most active in
California
Also doing business as
Curtis, Joseph P. · Curtis, Joseph Patch · Resolve Financial, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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