Retire Lab LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retire Lab LLC, which does business in Texas as Teachers Financial Group, provides investment management, financial planning, and retirement planning to individuals, high-net-worth clients, trusts and estates, charitable organizations, businesses, and retirement plan sponsors. The firm’s materials emphasize work with teachers, public employees, and retirees and note services for pension and profit-sharing plans in addition to individual accounts.
The firm acts as a fiduciary and tailors portfolios to clients’ goals, risk tolerance, liquidity needs, and tax considerations, typically using mutual funds, ETFs, individual equities, and bonds and, when suitable, covered-call option overlays and tax-loss harvesting. Investment management is offered on a discretionary basis, and comprehensive financial planning is included for investment management clients; the firm also coordinates with clients’ other professionals as requested.
Distinctive elements disclosed in the brochure include an affiliation with an insurance agency through which the firm’s principal is a licensed insurance agent and may receive commission-based compensation for insurance sales, a material conflict the firm discloses to clients. The firm also provides retirement-plan sponsor consulting and can serve in ERISA roles (including 3(38) discretionary management), services that are less common for firms of this size, and the brochure notes the adviser only recently became registered and reported no assets under management as of the filing date, indicating an early-stage practice.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Fixed fees for project-based financial planning, ranging from $750 to $15,000, negotiable.
$0 - $1,000,000: 1.75% $1,000,000.01+: 1.50%
Main office
Natalia TX
Advisors at this office
1
Most active in
California · Texas
Also doing business as
Retire Lab LLC · Teachers Financial Group
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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