Retire Sensibly LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retire Sensibly LLC is a small, state-registered advisory firm operating with a two-advisor team and managing approximately $58.3 million for about 146 clients. The firm primarily serves individuals, families, retirees and high-net-worth clients, offering discretionary investment management, financial planning, and employee benefit plan consulting.
The firm’s investment approach emphasizes passive investment management and Modern Portfolio Theory—building diversified portfolios with index mutual funds and ETFs—while also incorporating fundamental, technical, cyclical and charting analyses to inform asset allocation and rebalancing; portfolios are documented in an Investment Policy Statement and reviewed at least annually. Financial planning is typically delivered alongside investment management and is made available at no additional cost to clients who maintain at least $250,000 in managed accounts, with standalone planning offered for others.
A relatively uncommon feature for a firm of this size is its provision of public and organizational educational seminars and speaking engagements, which the brochure describes as purely educational (not individualized advice) and which the firm may offer pro bono or on a negotiated fee basis. The firm operates as a fee-only adviser, generally recommends an institutional custody platform for clients, and executes client trades on an individual basis rather than aggregating or block trading.
Client services
Expertise
Fee options
Financial Planning upfront flat fee up to $500.
Financial Planning ongoing monthly fees up to $1,500, negotiable.
Account minimum: $250,000 Fee-only: Investment Management fees up to 1.50% annually, negotiable; Financial Planning fees up to $500 upfront plus ongoing monthly fees up to $1,500, negotiable; Employee Benefit Plan services up to 1.00% annually, negotiable; Educational Seminars fees negotiable, typically $0 to $10,000 per seminar or $0 to $1,000 per participant.
Main office
135 E. Calderwood Dr., Suite 120, Office #6
Meridian ID 83642
Advisors at this office
2
Most active in
Idaho
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Ron S
CFP®, RICP®
Meridian, ID
Retire Sensibly LLC
Welcome! I’m Ron Strobel, CFP®, founder of Retire Sensibly LLC. I began my career working as a financial advisor for several large wealth management firms. The focus on commissions, hidden fees, and other unethical behavior left me dismayed and looking for a better alternative. I quit my job shortly after earning my CERTIFIED FINANCIAL PLANNER™ designation and launched Retire Sensibly LLC. I help my clients: 1. Organize their finances 2. Invest intelligently 3. Feel more confident about their retirement plan I serve clients in Boise, Meridian, Caldwell, Nampa, and the surrounding areas. I offer a no-cost, no-obligation introductory appointment that begins with a 15-minute phone call followed by an in-person meeting in which we focus on establishing your family’s goals, values, and attitude toward investing. In my personal life, I enjoy working on home improvement projects, fishing from my kayak, and exploring Idaho’s outdoors.
Lauren S
Series 65
Meridian, ID
Retire Sensibly LLC
Lauren Strobel is a financial advisor at Retire Sensibly LLC with a Series 65 designation and two years of industry experience. Prior to joining Retire Sensibly, she worked in engineering and consulting roles at Horrocks Engineers, Shannon & Wilson Inc., and Landau Associates Inc. Retire Sensibly provides investment management and financial planning services to individuals, families, retirees, trusts, high-net-worth clients, and employer plan sponsors. The firm primarily uses a passive investment approach based on Modern Portfolio Theory and offers educational seminars and speaking engagements on financial topics.
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