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Retire Sensibly LLC

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Client assets under management

$58,256,614

Clients

146

26% high-net-worth

Advisors

2

of 2 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

73

High

Average account size

$399,018

About

Retire Sensibly LLC is a small, state-registered advisory firm operating with a two-advisor team and managing approximately $58.3 million for about 146 clients. The firm primarily serves individuals, families, retirees and high-net-worth clients, offering discretionary investment management, financial planning, and employee benefit plan consulting.

The firm’s investment approach emphasizes passive investment management and Modern Portfolio Theory—building diversified portfolios with index mutual funds and ETFs—while also incorporating fundamental, technical, cyclical and charting analyses to inform asset allocation and rebalancing; portfolios are documented in an Investment Policy Statement and reviewed at least annually. Financial planning is typically delivered alongside investment management and is made available at no additional cost to clients who maintain at least $250,000 in managed accounts, with standalone planning offered for others.

A relatively uncommon feature for a firm of this size is its provision of public and organizational educational seminars and speaking engagements, which the brochure describes as purely educational (not individualized advice) and which the firm may offer pro bono or on a negotiated fee basis. The firm operates as a fee-only adviser, generally recommends an institutional custody platform for clients, and executes client trades on an individual basis rather than aggregating or block trading.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Expertise

General retirement planning Retirement income strategy General tax planning Cash flow / budgeting College savings (529s, UTMA, etc.)

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Fee options

Fixed

Financial Planning upfront flat fee up to $500.

Subscriptions

Financial Planning ongoing monthly fees up to $1,500, negotiable.

Other

Account minimum: $250,000 Fee-only: Investment Management fees up to 1.50% annually, negotiable; Financial Planning fees up to $500 upfront plus ongoing monthly fees up to $1,500, negotiable; Employee Benefit Plan services up to 1.00% annually, negotiable; Educational Seminars fees negotiable, typically $0 to $10,000 per seminar or $0 to $1,000 per participant.

Main office location

Retire Sensibly LLC

135 E. Calderwood Dr., Suite 120, Office #6

Meridian ID 83642, United States

Number of offices

1

Most active in

Idaho

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

Ron S

CFP®, RICP®

Meridian, ID

Retire Sensibly LLC

Welcome! I’m Ron Strobel, CFP®, founder of Retire Sensibly LLC. I began my career working as a financial advisor for several large wealth management firms. The focus on commissions, hidden fees, and other unethical behavior left me dismayed and looking for a better alternative. I quit my job shortly after earning my CERTIFIED FINANCIAL PLANNER™ designation and launched Retire Sensibly LLC. I help my clients: 1. Organize their finances 2. Invest intelligently 3. Feel more confident about their retirement plan I serve clients in Boise, Meridian, Caldwell, Nampa, and the surrounding areas. I offer a no-cost, no-obligation introductory appointment that begins with a 15-minute phone call followed by an in-person meeting in which we focus on establishing your family’s goals, values, and attitude toward investing. In my personal life, I enjoy working on home improvement projects, fishing from my kayak, and exploring Idaho’s outdoors.

General retirement planning General tax planning Widow/Widower Baby Boomers (Born 1946-1964)
user avatar

Lauren S

Series 65

Meridian, ID

Retire Sensibly LLC

Lauren Strobel is a financial advisor at Retire Sensibly LLC with a Series 65 designation and two years of industry experience. Prior to joining Retire Sensibly, she worked in engineering and consulting roles at Horrocks Engineers, Shannon & Wilson Inc., and Landau Associates Inc. Retire Sensibly provides investment management and financial planning services to individuals, families, retirees, trusts, high-net-worth clients, and employer plan sponsors. The firm primarily uses a passive investment approach based on Modern Portfolio Theory and offers educational seminars and speaking engagements on financial topics.

General retirement planning Retirement income strategy General tax planning Cash flow / budgeting College savings (529s, UTMA, etc.)
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