Sun Prarie, WI Office

Retirement Capital Advisors LLC provides portfolio management and related financial planning to individual and high‑net‑worth clients, managing roughly $11.3 million across about 67 accounts as of January 2026. Services include development of individualized Investment Policy Statements, ongoing discretionary portfolio management, and advice on fixed income, equities, ETFs and insurance products including annuities.

The firm describes a long‑term, modern portfolio theory approach and typically seeks discretionary authority to implement model allocations and monitor portfolios on at least a quarterly basis. Fees are asset‑based and billed in arrears on a quarterly schedule; the firm does not accept performance‑based fees and identifies a recommended custodian (Altruist) while disclosing the possibility of soft‑dollar benefits.

A principal of the firm is a licensed insurance agent and owner of an affiliated insurance business, and the brochure discloses this relationship along with policies intended to mitigate conflicts of interest and require client disclosure. The firm also reports no criminal, civil, administrative, or self‑regulatory proceedings, and discloses that it does not aggregate block trades for multiple client accounts, a practice that can affect execution.