R
Retirement Capital Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$7,123,914
Clients
38
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
38
HighAverage account size
$187,471
About
Retirement Capital Management provides investment management, wealth advisory and consulting services to individuals, families, and institutional clients, offering retirement planning, risk management, asset allocation, investment selection, and related business consulting and due diligence. It delivers ongoing portfolio supervision and can provide both discretionary and non-discretionary investment supervisory services, as well as guidance for held-away accounts and employee retirement plan matters.
The firm’s investment approach emphasizes a globally diversified, long-term discipline that combines passive and active elements—using strategies such as Modern Portfolio Theory, Core + Satellite construction, and active asset management where appropriate. Portfolios commonly employ mutual funds, ETFs (including leveraged or inverse ETFs only for hedged or higher-risk situations), individual securities, options, and periodic rebalancing based on an investment policy statement tailored to client objectives and risk tolerance.
A distinguishing feature is the firm’s affiliation with a pension consultancy (Fiduciary Consulting Group), which enables coordinated ERISA compliance and pension-plan consulting alongside traditional advisory work—an affiliation that is uncommon among independent advisers. The firm also offers a range of engagement formats (hourly, fixed, retainer, and asset-based arrangements) and explicitly provides pension-plan and fiduciary consulting services to institutional clients in addition to advice for individual retirement needs.
Client services
Portfolio management
Investment consulting services, fiduciary consulting services
Investment consulting services, fiduciary consulting services
Expertise
General retirement planning
Retirement income strategy
Income planning
Active portfolio management
Passive / index investing
Fee options
Fixed fees based on complexity and estimated hours for consulting services; specific amounts not stated
0.50% to 1.50% annually
$150 to $350 per hour, billed in fifteen-minute increments
Retainer fees billed quarterly in advance; amount based on complexity and estimated hours; typically for high net worth or institutional clients
Fee-only: Investment advisory fees separate from brokerage commissions; no commissions received by firm.
Main office location
Retirement Capital Management, LLC
1832 Ward Drive, Suite 101
Murfreesboro TN 37129, United States
Number of offices
1
Most active in
Retirement Capital Management, LLC has reported serving >5 clients in these states in the last 12 months.
Tennessee
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
Forms ADV
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