Retirement Investment Advisors Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
100
0% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
100
Very HighAverage account size
$0
About
Retirement Investment Advisors Inc. delivers financial planning and advisory services primarily by referring clients to third-party investment managers and by providing educational seminars and workshops. The firm’s clients include individuals, high-net-worth individuals, and corporate or business entities, and the firm does not directly manage client assets.
The firm gathers information about clients’ financial situations and objectives, recommends third‑party managers (TPMs) and investment styles, assists with TPM onboarding and paperwork, and monitors TPM performance while delivering TPM disclosures and client reporting. It also provides comprehensive financial planning reviews covering topics such as wills, estate plans, taxes, qualified plans, retirement income, Social Security, and college planning, and it offers public seminars that are educational rather than advisory in nature.
Several features in the brochure distinguish the firm from many peers: the Brochure Supplement discloses a historical criminal matter involving the principal (a 1979 no-contest plea to a felony possession-with-intent-to-distribute charge), and the principal maintains an affiliated insurance practice (Safe and Secure Retirement and Insurance Services) to which a substantial portion of time is devoted and for which he receives commissions. The firm’s revenue model relies on referral fees from TPMs and commissions tied to insurance activities rather than on directly managing client assets or charging a traditional percentage-of-AUM fee, and it explicitly discloses these arrangements and conflicts in its ADV materials.
Client services
Selection of other advisers
Educational seminars or workshops
Expertise
General retirement planning
Retirement income strategy
Income planning
Fee options
Client Directed Accounts charged a flat $300 annual fee by Gradient Investments; RIA portion $0.
$0+: 2.00% (Strategic Portfolios total fee) $0+: 1.80% + 0.20% internal fee = 2.00% total (Tactical Portfolios total fee) $0+: 1.70% (Allocation & Defined Outcome Portfolios total fee) $0+: 1.00% (Preservation Portfolios total fee) $0+: 1.50% (Private Wealth Portfolios total fee)
RIA receives referral fees (portion of advisory fees) from Third Party Managers (e.g., Gradient Investments, Horter Investment Management) based on assets under management.
Main office location
Retirement Investment Advisors Inc.
4740 Green River Road, Suite 201
Corona CA 92878, United States
Number of offices
1
Most active in
Retirement Investment Advisors Inc. has reported serving >5 clients in these states in the last 12 months.
Arizona · California · Michigan · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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