Retirement Matters, Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$24,000,000
Clients
21
62% high-net-worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor with up to 2 employees
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
21
TypicalAverage account size
$1,142,857
About
Retirement Matters, Inc. is a state-registered, single-advisor investment advisory firm managing about $25 million for roughly 21 clients. The firm offers discretionary portfolio management, a one-time comprehensive financial plan (priced in the brochure at $5,000), and an ongoing Wealth Management service for clients with $1.5 million or significant surplus cash flow that includes tax review and filing.
The adviser develops individualized investment policies and asset-allocation targets through client interviews to establish objectives, time horizons, and risk tolerance, and primarily uses fundamental analysis to select securities. Accounts are managed on a discretionary basis through a recommended custodian (Charles Schwab), clients receive weekly performance reports via eMoney, and planning work routinely covers employee benefits, retirement distribution strategies, and estate-planning considerations.
Compared with many solo independent advisers, the brochure discloses that Retirement Matters serves not only individuals but also pension and profit‑sharing plans and charitable organizations, and provides pension- and benefits-related consulting as part of its services. The firm’s materials also note active public outreach — including its own website and an advisor-referral site (phoenixfeeonly.com) — and participation in Schwab’s institutional program with associated soft‑dollar services, factors that may be noteworthy when comparing service delivery and business model.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
General retirement planning
Retirement income strategy
Cash flow / budgeting
College savings (529s, UTMA, etc.)
General estate planning guidance
Occupation focus
Educators, Teachers, and Academics
Fee options
One-Time Comprehensive Financial Plan priced at $5,000 with a 50% deposit due at onset.
$1,000,000 - $3,000,000: 1.0% annually $3,000,000+: 0.5% annually
Account minimum: $1,500,000 (Wealth Management service eligibility) Minimum fee: $15,000 minimum annual fee
Main office location
Retirement Matters, Inc.
777 N. Lake Zurich Rd, Suite 125 D
Barrington IL 60010, United States
Number of offices
1
Most active in
Retirement Matters, Inc. has reported serving >5 clients in these states in the last 12 months.
Illinois
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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