Retirement Matters, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retirement Matters, Inc. is a state-registered, single-advisor investment advisory firm managing about $25 million for roughly 21 clients. The firm offers discretionary portfolio management, a one-time comprehensive financial plan (priced in the brochure at $5,000), and an ongoing Wealth Management service for clients with $1.5 million or significant surplus cash flow that includes tax review and filing.
The adviser develops individualized investment policies and asset-allocation targets through client interviews to establish objectives, time horizons, and risk tolerance, and primarily uses fundamental analysis to select securities. Accounts are managed on a discretionary basis through a recommended custodian (Charles Schwab), clients receive weekly performance reports via eMoney, and planning work routinely covers employee benefits, retirement distribution strategies, and estate-planning considerations.
Compared with many solo independent advisers, the brochure discloses that Retirement Matters serves not only individuals but also pension and profit‑sharing plans and charitable organizations, and provides pension- and benefits-related consulting as part of its services. The firm’s materials also note active public outreach — including its own website and an advisor-referral site (phoenixfeeonly.com) — and participation in Schwab’s institutional program with associated soft‑dollar services, factors that may be noteworthy when comparing service delivery and business model.
Client services
Expertise
Occupation focus
Fee options
One-Time Comprehensive Financial Plan priced at $5,000 with a 50% deposit due at onset.
$1,000,000 - $3,000,000: 1.0% annually $3,000,000+: 0.5% annually
Account minimum: $1,500,000 (Wealth Management service eligibility) Minimum fee: $15,000 minimum annual fee
Main office
777 N. Lake Zurich Rd, Suite 125 D
Barrington IL 60010
Advisors at this office
1
Most active in
Illinois
Also doing business as
Finance For Teachers, Inc. · Retirement Matters, Inc.
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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