Retirement Planners of America

John Broderick is a financial advisor at Retirement Planners of America in Scottsdale, AZ, with eight years of industry experience. He holds a Series 66 designation and previously worked at MMWKM Advisors, LLC, Traffic, LLC, and Edward Jones. Broderick is also an independent insurance agent. Retirement Planners of America manages approximately $4 billion for individuals, plan participants, and institutions, offering discretionary portfolio management, financial planning, and a program for clients with smaller asset bases. The firm employs an “invest and protect” strategy that tactically adjusts allocations using BNY Mellon-sponsored ETFs, government money market funds, and cash.

Robert Tunnell is a CFP® professional with 19 years of industry experience, currently serving at Retirement Planners of America. He has been with MMWKM Advisors, LLC since 2013. In addition to his advisory role, he is also an independent insurance agent. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm uses a tactical “invest and protect” strategy across BNY Mellon-sponsored ETFs, money market funds, and cash, offering discretionary portfolio management and financial planning services tailored to a range of client needs.

Jacqelyn Brian is a financial advisor at Retirement Planners of America with two years of industry experience. She holds a Series 65 designation and previously worked at Fisher Investments and Dimaco LTD. before joining her current firm. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm uses an “invest and protect” strategy that tactically shifts allocations among ETFs, money market funds, and cash, offering discretionary portfolio management, financial planning, and a program tailored for clients with more limited investable assets.

Clifford Kwan is a CFP® and Series 65-licensed advisor with 17 years of industry experience. He is currently with Retirement Planners of America and has worked at MMWKM Advisors, LLC since 2014. In addition to his advisory role, he is an independent insurance agent for various independent insurance companies. Retirement Planners of America manages approximately $4 billion for individuals, plan participants, and institutions, offering discretionary portfolio management, financial planning, and a wrap-fee platform. The firm uses a tactical “invest and protect” strategy that adjusts allocations among ETFs, money market funds, and cash, with model portfolios ranging from income to speculative objectives.

Michael Lutz is a CFP®-certified financial advisor with 11 years of industry experience. He is currently with Retirement Planners of America and has previously worked at Westlake Wealth Management, Fisher Investments, and Fidelity Investments. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm utilizes an “invest and protect” strategy that tactically shifts allocations among ETFs, money market funds, and cash to manage risk across a range of client objectives.

Karli Bradley is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at Retirement Planners of America since 2016. She previously worked with USAA Financial Advisors and USAA financial planning services from 2011 to 2016. Bradley is also an independent insurance agent. Retirement Planners of America manages approximately $4 billion for individuals, plan participants, and institutions, offering discretionary portfolio management, financial planning, and consulting services. The firm employs an “invest and protect” strategy that tactically adjusts allocations using trend analysis across ETFs, money market funds, and cash, serving clients ranging from high-net-worth individuals to those with more limited investable assets.

Paul Leeman is a financial advisor with Retirement Planners of America, holding a Series 65 designation and eight years of industry experience. He has worked at MMWKM Advisors, LLC since 2016 and has held academic positions at the University of Houston since 2014 and Rice University from 2014 to 2016. Retirement Planners of America manages approximately $4 billion for individuals, plan participants, and institutions, offering discretionary portfolio management, financial planning, and consulting services. The firm employs an “invest and protect” strategy that tactically adjusts allocations among ETFs, money market funds, and cash, serving clients ranging from high-net-worth individuals to those with more limited investable assets.

Gwendolyn Nale is a financial advisor at Retirement Planners of America with a Series 65 designation and three years of industry experience. Prior to joining the firm, she worked in various legal roles including positions at the Tarrant County Criminal District Attorney's Office and the Travis County Attorney's Office. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm employs an “invest and protect” strategy that tactically shifts allocations among ETFs, money market funds, and cash, offering discretionary portfolio management, financial planning, and a lower-asset program with small team assignments.

Donald Clements is a financial advisor at Retirement Planners of America with nine years of industry experience. He holds a Series 65 designation and previously worked at Financial Engines Advisors L.L.C. and Tmfs Advisors, LLC. Outside of his advisory role, he contributes as a set design specialist for the Saint George Music Theater. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm uses an “invest and protect” strategy that tactically shifts allocations among ETFs, money market funds, and cash, offering services that include discretionary portfolio management, financial planning, and a lower-asset program tailored to smaller client teams.

Christopher Sall is a financial advisor at Retirement Planners of America in Plano, TX, holding a Series 65 designation with two years of industry experience. Prior to joining Retirement Planners of America, he worked at ADP in various roles from 2016 to 2022. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm employs an “invest and protect” strategy that tactically shifts allocations among ETFs, money market funds, and cash, offering discretionary portfolio management, financial planning, and consulting services.

Thomas Healy is a financial advisor with Retirement Planners of America in Plano, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at NYLIFE Securities LLC and various entrepreneurial ventures in custom woodwork and renovation. He is also an independent insurance agent. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm employs an “invest and protect” strategy that uses trend analysis to adjust allocations among ETFs, money market funds, and cash, offering discretionary portfolio management, financial planning, and a lower-asset program for smaller accounts.

Douglas Williams is a financial advisor at Retirement Planners of America with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Edward Jones and Metropolitan Capital Advisors. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm employs an “invest and protect” strategy that uses trend analysis to tactically adjust allocations among ETFs, money market funds, and cash, offering services through discretionary portfolio management, financial planning, and a wrap-fee platform.

Stephen Luby is a financial advisor at Retirement Planners of America with 16 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at Eagle Strategies LLC, NYLIFE Securities LLC, and New York Life Insurance Company. Retirement Planners of America manages approximately $4 billion for individuals, plan participants, and institutions, offering discretionary portfolio management, financial planning, and consulting services. The firm employs an “invest and protect” strategy that tactically adjusts allocations among ETFs, money market funds, and cash to manage risk across client portfolios.

Mark Ward is a Series 65-licensed financial advisor with eight years of industry experience. He is currently with Retirement Planners of America and has previously worked at Prestige Wealthwide, LLC and Financial Engines Advisors L.L.C. Outside of his advisory role, he maintains a real estate license and occasionally works as an independent real estate agent. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm employs an “invest and protect” strategy that tactically shifts allocations among ETFs, money market funds, and cash, offering discretionary portfolio management and financial planning services across a range of client objectives.

Natalie Chandler is a CFP® with 21 years of industry experience and is currently affiliated with Retirement Planners of America. She has worked at MMWKM Advisors, LLC since 2012. In addition to her advisory role, she is an independent insurance agent. Retirement Planners of America is an SEC-registered investment adviser managing approximately $4 billion for individuals, plan participants, and institutions. The firm uses a tactical “invest and protect” strategy across model portfolios and offers discretionary portfolio management, financial planning, and a program for clients with smaller investable assets.