Retirement Resource Wealth Management, LLC

Retirement Resource Wealth Management provides investment advisory and financial planning services to individuals (including high‑net‑worth clients), trusts, estates, and retirement plans, and it also offers ERISA 3(21) fiduciary services and a federal employees (FERS) retirement offering. Services include discretionary asset management delivered through third‑party platforms and co‑advisor arrangements, financial planning (full plans, updates, and ongoing consulting), and participant education for qualified plans.

The firm’s investment approach is driven by documented client objectives and risk tolerance, with strategies that may include fundamental analysis, long‑term holdings, and trading as appropriate; it generally exercises discretionary authority to implement model selections and rebalancing. Retirement Resource commonly places client assets with third‑party managers and platform providers, monitors performance on a regular basis, and provides quarterly account reviews and client reporting.

Noteworthy differences from many peers include that the firm’s principal is also a licensed insurance agent and the firm acts as an insurance broker, receiving outside compensation for insurance product sales—an uncommon arrangement among similar advisors. The firm also has referral, co‑advisor and fee‑sharing arrangements with third‑party managers (including an incentive participation with a co‑advisor); these relationships and the resulting conflicts are disclosed in its Form ADV and addressed through written agreements and its fiduciary policies.