Retirement Solutions Investments, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retirement Solutions Investments, Inc. provides personalized investment management and financial planning to individuals, high‑net‑worth clients, estates, and trusts, managing roughly $57.8 million on a discretionary basis for about 264 clients and operating with a three‑advisor team. The firm offers both ongoing portfolio management and project or ongoing financial planning engagements for clients who implement recommendations at their discretion.
RSI generally constructs diversified portfolios intended to reduce risk and volatility, using fundamental analysis alongside market‑trend and economic‑cycle review and, when applicable, technical analysis for mutual funds and individual stocks. Portfolios may be managed directly by the firm or by outside managers selected and overseen by RSI, and client accounts can be handled on either a discretionary or non‑discretionary basis with documented goals and client‑imposed investment restrictions.
A notable feature of the firm compared with many peers is its affiliation with an insurance agency: the firm’s managing member operates an affiliated insurance business and spends more than half of his time on that activity, receiving customary insurance commissions. The brochure discloses this relationship and related conflicts of interest (and the firm’s mitigation measures), and it notes that insurance recommendations can be part of the firm’s advice while clients remain free to purchase products elsewhere.
Client services
Expertise
Fee options
Financial planning fees are flat and negotiable with a maximum fee of $2,500
$0 - $500,000: 1.40% $500,001 - $1,000,000: 1.20% $1,000,000 - $2,000,000: 1.00% $2,000,000 - $5,000,000: 0.90% Over $5,000,000+: Negotiable
Main office
677 North 1890 West
Provo UT 84601
Advisors at this office
3
Most active in
Utah
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Scott W
Series 65
Provo, UT
Retirement Solutions Investments, Inc.
Scott Wharton is a Series 65-licensed advisor with Retirement Solutions Investments, Inc. in Provo, Utah, bringing 12 years of industry experience. He has been with Retirement Solutions Investments since 2014 and also serves as CEO and owner of Retirement Solutions, Inc., an insurance agency providing annuities and life and health insurance. Retirement Solutions Investments, Inc. offers personalized investment management and financial planning services to individuals, high-net-worth clients, estates, and trusts. The firm manages approximately $57.8 million on a discretionary basis across about 264 clients and employs a diversified portfolio approach that incorporates fundamental, market-trend, and economic-cycle analysis.
Katherine O
Series 65
Provo, UT
Retirement Solutions Investments, Inc.
Katherine Opfar is a financial advisor at Retirement Solutions Investments, Inc. with a Series 65 credential and one year of industry experience. Prior to joining Retirement Solutions Investments in 2025, she worked at Builders FirstSource, Utah Parent Center, and Elite Auto Specialists. Retirement Solutions Investments, Inc. provides personalized investment management and financial planning services to individuals, high-net-worth clients, estates, and trusts. The firm manages approximately $57.8 million across about 264 clients, focusing on diversified portfolios designed to reduce risk and volatility through fundamental, market-trend, and economic-cycle analysis.
Robert R
Series 63, Series 65
Provo, UT
Retirement Solutions Investments, Inc.
Robert Reid is a financial advisor with Retirement Solutions Investments, Inc. in Provo, UT, holding Series 63 and Series 65 credentials and six years of industry experience. His prior roles include positions at Moon Wake Wealth Management LLC, Fidelity Investments, and Utah Valley University. Retirement Solutions Investments, Inc. provides personalized investment management and financial planning to individuals, high-net-worth clients, estates, and trusts. The firm manages approximately $57.8 million on a discretionary basis and employs a diversified investment approach that incorporates fundamental analysis, market-trend and economic-cycle review, and technical analysis when appropriate.
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