Retirement Solutions Investments, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retirement Solutions Investments, Inc. provides personalized investment management and financial planning services to individuals, high net worth clients, estates, and trusts, offering both discretionary and non‑discretionary portfolio management and the option to use third‑party managers. The firm charges percentage‑of‑AUM fees for managed accounts and provides ongoing account monitoring and rebalancing in line with typical practices for similar advisors.
The firm’s investment approach emphasizes building diversified portfolios intended to reduce risk and volatility, using fundamental analysis together with market trend and economic cycle analysis and technical analysis for mutual funds and individual securities. Financial planning engagements are project‑based or ongoing, generally produce a written plan, and are billed as a flat negotiable fee with a defined delivery timeline; clients retain discretion over implementation.
A distinctive aspect of the firm is its affiliation with an insurance agency: the firm’s principals are licensed insurance agents, the owner spends more than 50% of his time in the insurance business, and customary commissions are received for insurance products sold through the affiliate. The firm discloses this conflict of interest and notes mitigations (clients are not required to purchase products and may use other agents); it is a small, owner‑supervised adviser managing approximately $58 million for about 264 clients and may utilize referral arrangements or outside managers in certain situations.
Client services
Expertise
Fee options
Financial planning fees are negotiable flat fees with a maximum of $2,500, billed 50% upfront and 50% upon plan delivery.
$0 - $500,000: 1.40% $500,001 - $1,000,000: 1.20% $1,000,000 - $2,000,000: 1.00% $2,000,000 - $5,000,000: 0.90% Assets over $5,000,000+: Negotiable
Main office
677 North 1890 West
Provo UT 84601
Advisors at this office
2
Most active in
Utah
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Scott W
Series 65
Provo, UT
Retirement Solutions Investments, Inc.
Scott Wharton is a Series 65-licensed advisor with 12 years of experience, currently serving at Retirement Solutions Investments, Inc. in Provo, UT. He has been involved in the financial services industry since 2003 through his ownership of Retirement Solutions, Inc., an investment-related insurance agency. Outside of financial services, he is also a managing member of a property management business and co-owner of a car rental enterprise in Payson, UT. Retirement Solutions Investments, Inc. provides personalized investment management and financial planning services to individuals, high net worth clients, estates, and trusts. The firm emphasizes diversified portfolios aimed at reducing risk and volatility, using fundamental, market trend, economic cycle, and technical analysis, while offering both discretionary and non-discretionary portfolio management options.
Robert R
Series 63, Series 65
Provo, UT
Retirement Solutions Investments, Inc.
Robert Reid is a financial advisor with Retirement Solutions Investments, Inc. in Provo, Utah, holding Series 63 and Series 65 designations and six years of industry experience. His work history includes roles at Moon Wake Wealth Management LLC and Fidelity Investments. Retirement Solutions Investments, Inc. provides personalized investment management and financial planning services to individuals, high net worth clients, estates, and trusts. The firm emphasizes diversified portfolios using fundamental, market trend, economic cycle, and technical analysis, and offers both discretionary and non-discretionary portfolio management with ongoing account monitoring.
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