Retirement Wealth Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retirement Wealth Advisors is a fee-only registered investment adviser that offers financial planning and discretionary portfolio management, pension and retirement plan consulting, and educational workshops. The brochure notes a typical account minimum of $500,000 (waivable) and availability of hourly consultation services, and it reports $0 in discretionary assets and a single client as of January 8, 2024.
The firm describes an active, risk-managed investment approach focused on upside potential and current income, using low-cost, highly researched ETFs, no-load and institutional mutual funds, stocks and bonds, and model portfolios, with occasional short-term trading when deemed suitable. Accounts are generally managed on a discretionary basis with ongoing monitoring and rebalancing, and the firm states tax efficiency is not a primary objective unless agreed otherwise in writing.
Distinctive features in the brochure include a small operational footprint in practice—multiple office locations and several advisors on record but reporting zero discretionary AUM and only one client—which contrasts with peers that more commonly serve wider individual and high-net-worth client bases. The firm also highlights plan-level consulting and participant education, the use of no‑load/low‑cost annuity replacements in limited circumstances, and adherence to a NAPFA-style fiduciary code, suggesting a focus on pension/plan work and fee-only fiduciary practices.
Client services
Expertise
Demographic focus
Fee options
$500,000 - $999,999: up to 1.35% (advisor portion 1.1%) $1,000,000 - $1,999,999: up to 1.25% (advisor portion 1%) $2,000,000+: up to 1.25% (advisor portion 0.9%)
$250.00 per hour for general consultation/financial planning services.
Account minimum: $500,000 Fee-only: Fee-only investment advisory fees paid by client, no commissions or 12b-1 fees received.
Main office
629 Cape Coral Parkway E
Cape Coral FL 33904-8547
Advisors at this office
3
Most active in
Florida · Texas
Also doing business as
Brookstone Capital Management · Retirement Wealth Advisors, LLC
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Advisors at this firm
Eric K
Series 66
Cape Coral, FL
Retirement Wealth Advisors, LLC
Eric Kearney is a financial advisor at Retirement Wealth Advisors, LLC in Cape Coral, FL, holding a Series 66 designation with 19 years of industry experience. He has been with Retirement Wealth Advisors since 2018 and previously worked at Brookstone Capital Management. Kearney also conducts retirement education courses for the community through the SW Florida Education Network on a volunteer basis. Retirement Wealth Advisors is a fee-only registered investment adviser that provides financial planning, discretionary portfolio management, pension and retirement plan consulting, and educational workshops. The firm employs an active, risk-managed investment approach using low-cost ETFs, no-load mutual funds, stocks, bonds, and model portfolios, primarily managing accounts on a discretionary basis.
Joseph L
Series 65
Cape Coral, FL
Retirement Wealth Advisors, LLC
Joseph Lanza is a Series 65-licensed financial advisor with Retirement Wealth Advisors, LLC, where he has worked since 2018. He has five years of industry experience and has prior work history including roles at Brookstone Wealth Advisors LLC and in the restaurant industry. Lanza is also a licensed insurance agent in Florida. Retirement Wealth Advisors is a fee-only registered investment adviser that provides financial planning, discretionary portfolio management, pension and retirement plan consulting, and educational workshops. The firm employs a risk-managed investment approach using low-cost ETFs, mutual funds, stocks, and bonds, primarily managing accounts on a discretionary basis with ongoing monitoring and rebalancing.
Donna K
CFP®, Series 65
Cape Coral, FL
Retirement Wealth Advisors, LLC
Donna Krohn is a CFP® and holds a Series 65 license with five years of industry experience. She is currently with Retirement Wealth Advisors, LLC, where she has worked since 2018, and also supports financial advisors through Holistic Financial Group, an educational platform. Outside of financial advising, she is involved with a vacation rental management business. Retirement Wealth Advisors is a fee-only registered investment adviser that provides financial planning, discretionary portfolio management, pension and retirement plan consulting, and educational workshops. The firm employs an active, risk-managed investment approach using low-cost ETFs, mutual funds, stocks, and bonds, serving a primarily pension and plan-focused client base.
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