Retirement Wealth Management, Inc.
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
About
Retirement Wealth Management, Inc. provides discretionary investment management for individuals, pension and profit‑sharing plans, trusts, estates and small businesses, managing roughly $24 million for a relatively small roster of client households. The firm includes informal tax and retirement‑planning guidance as part of its investment‑management service when clients request it.
Portfolios are tailored to each client’s financial situation and risk tolerance and are constructed primarily from individual stocks, no‑load mutual funds and exchange‑traded funds, with an emphasis on risk control and generally long‑term holdings that are adjusted as market conditions change. The firm’s investment process uses fundamental, technical and business‑cyclical analysis and includes at least quarterly account reviews and periodic market commentaries.
Noteworthy features include its fee‑only, independent structure and the fact that it manages client assets entirely on a discretionary basis for a small number of households, which allows a focus on individualized portfolio management rather than product distribution. The firm’s principal brings decades of retirement‑focused editorial and investment experience, and the adviser does not sell commissioned products or accept referral fees or other third‑party compensation.
Client services
Expertise
Fee options
$0 - $349,999: Up to 1.25% (for accounts below minimum, if not waived) $350,000 - $499,999: 1.00% $500,000 - $749,999: 0.85% $750,000 - $999,999: 0.75% $1,000,000 - $1,999,999: 0.65% $2,000,000+: 0.5%
Account minimum: $350,000 Fee-only: Fee-only investment management; no commissions or other compensation accepted
Main office
Keswick VA
Advisors at this office
1
Most active in
Virginia
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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