Retirement Wealth Solutions LLC

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Client assets under management

$226,360,874

Clients

188

40% high-net-worth

Advisors

of 4 employees

Firm type

Supported

1-4 advisors or >$200M in AUM

Clients per advisor

High

Average account size

$1,204,047

About

Retirement Wealth Solutions LLC provides investment advisory and financial planning services to individuals, high‑net‑worth individuals, and small businesses. The firm manages discretionary accounts (including use of third‑party money managers) and reports approximately $226.99 million in discretionary assets under management across about 188 client relationships with a three‑advisor team.

RWS delivers customized advice based on clients’ time horizons, risk tolerances, and investment objectives, using asset allocation as a core framework and incorporating techniques such as dollar‑cost averaging, technical analysis, and both long‑ and short‑term trading where appropriate. The firm emphasizes risk management and tax awareness in its process, conducts quarterly account reviews, and recommends custodial and platform relationships (including a Schwab custodial relationship and the use of the Envestnet platform).

A notable feature of the firm is that some firm representatives are also licensed insurance agents and may offer commissionable insurance products; the brochure discloses this potential conflict, states clients are not required to purchase insurance through the firm, and indicates these activities may consume up to 30% of those representatives’ time. RWS’s combination of a small advisory team overseeing substantial AUM and routine use of third‑party platforms and custodial arrangements (which can involve separate platform and manager fees) distinguishes its operating model from many peers.

Client services

Financial planning Portfolio management

Expertise

Annuities Retirement income strategy

Fee options

Fixed

Fixed fees for financial planning projects range from $2,500 to $50,000 per project

Percentage

Up to 2.00% per annum

Project-based

Hourly financial planning fees range from $250 to $500 per hour, $2,500 minimum

Other

Minimum fee: Minimum annual platform fee of $50 may be charged if managed assets fall below $125,000 (applicable to Envestnet platform clients) Fee-only: Financial planning services offered via fixed fees ($2,500 to $50,000 per project) or hourly fees ($250 to $500 per hour, $2,500 minimum)

Main office location

Retirement Wealth Solutions LLC

110 East 2 Nd Street

Marshfield WI 54449, United States

Number of offices

Most active in

New Hampshire · Texas · Wisconsin

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Facebook Website 715-384-5481

Advisors at this firm

William H

Series 63, Series 66

Marshfield, WI

Retirement Wealth Solutions LLC

William Heiting is a financial advisor with Retirement Wealth Solutions LLC in Marshfield, WI, holding Series 63 and Series 66 licenses and bringing 42 years of industry experience. His prior roles include positions at Eagle Strategies LLC, NYLife Securities Inc., and New York Life Insurance. Outside of advising, he serves on the board of the Marshfield Area Community Foundation and participates in financial strategic planning for the Diocese of La Crosse. Retirement Wealth Solutions LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses. The firm uses asset allocation as a core framework and incorporates various techniques including dollar-cost averaging and technical analysis, emphasizing risk management and tax awareness in its process.

Annuities Retirement income strategy

Alli S

Series 65

Marshfield, WI

Retirement Wealth Solutions LLC

Alli Schoengarth is a financial advisor at Retirement Wealth Solutions LLC with a Series 65 designation and one year of industry experience. Prior to joining the firm, she held roles at Neillsville Country Club, LLC and Schmitty's on Main. She is also an independent insurance agent. Retirement Wealth Solutions LLC provides investment advisory and financial planning services to individuals, high-net-worth individuals, and small businesses. The firm uses asset allocation as a core framework and incorporates various investment techniques, emphasizing risk management and tax awareness.

Annuities Retirement income strategy

Patrick G

CFP®, ChFC®, Series 63

Marshfield, WI

Retirement Wealth Solutions LLC

Patrick Gall is a CFP® and ChFC® with 19 years of industry experience. He is currently with Retirement Wealth Solutions LLC, where he has worked since 2022, following prior roles at Eagle Strategies LLC and New York Life. Gall serves on the boards of the ODC Foundation Inc. and the Marshfield Clinic Health System YMCA. Retirement Wealth Solutions LLC provides investment advisory and financial planning services to individuals, high-net-worth clients, and small businesses. The firm employs a customized investment approach emphasizing asset allocation, risk management, and tax awareness, managing approximately $227 million in discretionary assets across a three-advisor team.

Annuities Retirement income strategy

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