RF&L Wealth Management, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client AUMClient assets under management
$365,060,529
Clients
136
Advisors
3
across 3 offices
About
RF&L Wealth Management provides investment advisory services to individuals, qualified retirement plans, trusts, charitable organizations, and small businesses, and also offers participant-directed retirement plan consulting and management of 529 college savings accounts. The firm delivers both discretionary and non-discretionary portfolio management, financial planning input, and transitional implementation plans for new clients.
The firm’s investment approach is rooted in Modern Portfolio Theory and a belief in generally efficient markets, relying principally on diversified, passively managed or evidence-based mutual funds and ETFs while permitting some individual equity holdings and direct indexing strategies. RF&L uses quantitative tools such as Monte Carlo simulations for planning, receives research and education support from Dimensional Fund Advisors, provides client reporting via the Orion platform, and may delegate fixed income trading or individualized security management to third‑party independent managers.
What distinguishes RF&L from many peers is its integrated use of third‑party solutions and arrangements: it contracts with Focus Advisor Solutions (FAS) for back‑office services and as a fixed‑income independent manager, may engage AQR as a sub‑advisor for portfolios of individual securities (with separate sub‑advisory fees), and participates in Fidelity’s Institutional Wealth Services (FIWS) platform as its primary brokerage/custody solution. The firm also discloses occasional provision of trustee or executor services by a member in a separate capacity and notes custody implications (including an annual surprise examination) when a related person serves as trustee.
Client services
Expertise
Fee options
In limited circumstances, fixed fees may be charged if mutually agreed upon
$0 - $200,000: 1.25% $200,001 - $1,000,000: 1.00% $1,000,001 - $2,500,000: 0.90% $2,500,001+: 0.80%
Hourly rate for Trustee or Executor services, agreed upon hourly rate
Account minimum: $250,000
Main office
See office525 Massachusetts Avenue, Suite 205
Acton MA 01720
Advisors at this office
1
Offices (3)
Most active in
California · Connecticut · Florida · Illinois · Massachusetts · New Hampshire · New Jersey · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Advisors at this firm
Andrew H
Series 65
Sherman Oaks, CA
RF&L Wealth Management, LLC
Andrew Hass is a financial advisor at RF&L Wealth Management, LLC with 10 years of industry experience. He has been with RF&L Wealth Management since 2015 and holds a Series 65 credential. Outside of his advisory role, he is a partner in BREAKING EIGHTY, LLC, an investment-related business formed in 2010. RF&L Wealth Management provides investment advisory services to individuals, qualified retirement plans, trusts, charitable organizations, and small businesses. The firm’s approach emphasizes diversified, passively managed or evidence-based mutual funds and ETFs, utilizing quantitative tools and third-party solutions to support portfolio management and financial planning.
Rodney H
Series 65
Acton, MA
RF&L Wealth Management, LLC
Rodney Hass is a financial advisor with RF&L Wealth Management, LLC, holding a Series 65 credential and 22 years of industry experience. He has been with RF&L Wealth Management since 2006. Outside of his advisory work, he is a partner in BREAKING EIGHTY, LLC, an investment-related business involving real estate, equities, and other securities. RF&L Wealth Management provides advisory services to individuals, retirement plans, trusts, charitable organizations, and small businesses, offering portfolio management, financial planning, and retirement plan consulting. The firm uses a diversified, evidence-based investment approach grounded in Modern Portfolio Theory and integrates third-party solutions to support its client services.
Ryan H
CFP®, Series 65
Glenview, IL
RF&L Wealth Management, LLC
Ryan Hass is a Certified Financial Planner (CFP®) with 10 years of industry experience, currently serving at RF&L Wealth Management, LLC since 2016. He holds the Series 65 registration and is a partner in BREAKING EIGHTY, LLC, an investment-related entity. RF&L Wealth Management provides advisory services to individuals, retirement plans, trusts, charitable organizations, and small businesses, employing an investment approach grounded in Modern Portfolio Theory and diversified, evidence-based strategies. The firm integrates third-party solutions and offers both discretionary and non-discretionary portfolio management along with financial planning and retirement plan consulting.
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