RGC Wealth Planning Group
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About
RGC Wealth Planning Group provides comprehensive financial planning and consulting to individuals, families, professionals, business owners, and high-net-worth clients. Services described in the brochure include comprehensive plans, ongoing retainer engagements, hourly consulting, employer benefits optimization, portfolio review, and general investment consulting; the firm does not sell securities for commission or act as custodian of client assets.
The firm’s advice is planning-centered and tailored to each client’s goals, time horizon, and risk tolerance, using retirement projections, cash-flow and debt analysis, tax-aware planning, insurance and employer benefits review, and fundamental investment analysis. RGC does not accept discretionary trading authority, so clients are responsible for implementing recommendations and receive account statements directly from their chosen custodians.
RGC operates as a business division of a publishing company that produces financial education under the Smart Money Whispers brand and may offer seminars, workshops, and published educational content in addition to advisory services. Distinctive features compared with many peers include the firm’s explicit lack of portfolio management and asset-based (percentage-of-AUM) fee arrangements, and a sole adviser whose background includes a Ph.D. in systems engineering and recent technology and cybersecurity roles at large firms, which the brochure links to the firm’s emphasis on education and consultative planning.
Client services
Expertise
Occupation focus
Fee options
Fixed fees for comprehensive financial planning engagements from $5,000 to $10,000; fixed monthly fees for ongoing retainers from $500 to $3,000
Hourly financial consulting billed at rates ranging from $250 to $500 per hour
Ongoing planning retainer arrangements charged as fixed monthly fees ranging from $500 to $3,000 per month
Minimum fee: Comprehensive financial planning fixed fees ranging from $5,000 to $10,000, and ongoing planning retainer fees ranging from $500 to $3,000 per month Fee-only: Fee-only financial planning and consulting, no commissions
Main office
Ashburn VA
Advisors at this office
1
Most active in
Virginia
Also doing business as
Gooden Publishing House, LLC · Rgc Wealth Planning Group · Rgc Wealth, LLC
Disclosures
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Business activities & affiliations
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Other specialized services
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Insurance agent
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Broker-dealer / trader
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Bank
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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